How to Know You're Wasting Money for Auto Insurance in Palos Park

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, you're not alone. Numerous battle for your insurance dollar, so it can be very hard to choose a and get the definite lowest price

It's important to do rate comparisons every six months since insurance rates are constantly changing. Even if you got the best rates a year ago you can probably find a lower rate today. There is a lot of bad information regarding auto insurance on the web, but I'm going to show you some great ways to find affordable auto insurance.

Palos Park auto insurance comparison

Compare Quotes for Palos Park Auto Insurance

Most companies such as Progressive, GEICO, Allstate and State Farm provide pricing on their websites. Getting online quotes is pretty easy as you just type in the coverages you want as detailed in the form. When the form is submitted, their system will obtain credit information and your driving record and generates a price. Quoting online makes comparing rates easy, but the time required to go to different websites and fill out multiple forms can be a bit tiresome and repetitive. But it's very important to perform this step if you want to find better auto insurance pricing.

Quote rates the easy way

A quicker way to lower your rates requires only one form that gets price quotes from a lot of companies. The form is fast, eliminates form submissions, and makes comparison shopping much simpler. After your information is entered, it gets priced and you can select any of the quotes returned. If you find a better price you can simply submit the application and buy the new coverage. The whole process can be completed in a matter of minutes and you will find out if you're overpaying now.

To quickly find out what other companies charge, click here to open in new window and complete the simple form. If you have your current policy handy, we recommend you input your coverages as close as possible to your current policy. This ensures you are getting a price comparison for similar insurance coverage.

These discounts can lower your rates

Companies offering auto insurance don't list all their discounts in an easy-to-find place, so the following is a list of some of the best known and also the lesser-known discounts you could be receiving. If they aren't giving you every credit possible, you're paying more than you need to.

  • Senior Discount - Mature drivers may be able to get reduced rates.
  • Multiple Vehicles - Buying coverage for multiple vehicles on the same auto insurance policy can get a discount on all vehicles.
  • Life Insurance Discount - Companies who offer life insurance give lower rates if you buy life insurance.
  • Memberships - Affiliation with certain professional organizations may earn a discount on auto insurance.
  • Federal Government Employee - Being employed by or retired from a federal job could cut as much as 10% off with select insurance companies.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles can reduce accidents and therefore earn up to a 10% discount.

A little note about advertised discounts, some of the credits will not apply to all coverage premiums. A few only apply to specific coverage prices like liability, collision or medical payments. Even though it may seem like all the discounts add up to a free policy, you won't be that lucky.

To see a list of companies who offer auto insurance discounts in Palos Park, click here.

Learn more about Illinois auto insurance

Even more information can be read at the Illinois Department of Insurance website. Illinois drivers can read enforcement actions against agents and companies, report car insurance fraud, file complaints about an insurance agent or broker, and find out which companies have the most complaints.