7 Discounts Olympia Fields Drivers Forget when Shopping for Car Insurance
Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us, there are lots of people in the same boat.
With consumers having so many insurance companies to choose from, it can be challenging to pick the lowest price company.
It's important to compare rates every six months since rates are constantly changing. If you had the best rates a few years ago you can probably find a lower rate today. There is a lot of wrong information about car insurance online but I'm going to show you some great ways to find affordable car insurance.
Finding affordable coverage in Olympia Fields is easy if you know what you're doing. If you currently have car insurance, you will be able to reduce your rates substantially using this information. But Illinois car owners do need to know the way companies determine prices.
Compare Quotes for Olympia Fields Car Insurance
There are several ways to compare car insurance prices but there is one way that is easier and takes less work. You can spend countless hours talking about coverages with insurance companies in Olympia Fields, or you could save time and use online quotes for quick rates.
The majority of car insurance companies belong to an insurance system that allows shoppers to send in one quote, and each company then returns a price quote determined by their information. This prevents consumers from doing quote requests for each company you want a rate for.
To submit your quote information now, click to open in new window.
The one disadvantage to pricing coverage this way is you can't choose the providers you want to price. If you prefer to choose individual companies to compare prices, we have a page of car insurance companies in Illinois. View list of Illinois insurance companies.
Whichever method you choose, ensure you are comparing apples-to-apples deductibles and coverage limits with every price quote. If your comparisons have different values for each quote it will be impossible to find the best deal in Olympia Fields. Slightly different insurance coverages may result in a large different in cost. Just remember that getting more free quotes gives you a better chance of getting better pricing.
How much can you save with these seven discounts?
Companies don't necessarily list all their discounts very well, so the following is a list of some of the more common as well as the least known discounts you could be receiving.
- Life Insurance Discount - Select insurance companies reward you with a break if you buy life insurance from them.
- Memberships - Belonging to a professional or civic organization may earn a discount on car insurance.
- Service Members Pay Less - Being deployed with a military unit can result in better rates.
- Sign Early and Save - Some insurance companies reward drivers for switching to them before your current expiration date. It can save you around 10%.
- Anti-lock Brakes - Anti-lock brake equipped vehicles prevent accidents and will save you 10% or more.
- More Vehicles More Savings - Buying insurance for multiple cars or trucks on the same car insurance policy may reduce the rate for each vehicle.
- Homeowners Discount - Owning a house in Olympia Fields can save you money because of the fact that having a home demonstrates responsibility.
Drivers should understand that some credits don't apply to all coverage premiums. A few only apply to individual premiums such as collision or personal injury protection. Just because you may think you could get a free car insurance policy, companies wouldn't make money that way.
To see a list of companies with the best car insurance discounts in Illinois, click here.
More detailed Illinois car insurance information can be read at the Illinois Department of Insurance website. Consumers can file complaints about an insurance agent or broker, find out which companies have the most complaints, find disaster information, and file complaints about a company.
Additional helpful sites include Auto Insurance 101 and this page where you can research Olympia Fields insurance agents.
