Top Ways to Save on Okatie Car Insurance
Are you tired of robbing Peter to pay Paul each month for car insurance? Your situation is no different than millions of other consumers.
There are many to pick from, and although it's nice to have a selection, it makes it harder to compare rates.
It's important to check car insurance prices before your policy renews due to the fact that insurance rates are constantly changing. Even if you think you had the best rates last year you can probably find a lower rate today. Don't believe everything you read about car insurance online, so I'm going to show you some great ways to find affordable car insurance.
Comparison of Car Insurance in Okatie
Most companies like GEICO, State Farm and Progressive allow you to get prices for coverage on their websites. Obtaining pricing is fairly straightforward as you just type in as detailed in the form. When the form is submitted, the system will obtain information on your driving record and credit history and returns a price quote based on many factors. This makes comparing rates easy, but the process of having to visit different websites and complete many quote forms can be a bit repetitive. But it's very important to compare as many rates as possible in order to find better car insurance pricing.
There is a better way!
A quicker way to lower your car insurance bill makes use of a single form that obtains quotes from a bunch of companies at once. The form is fast, requires much less work on your part, and makes online quotes much more enjoyable. Immediately after submitting the form, it is rated with multiple companies and you can pick any one of the quotes returned.
If a lower price is quoted, you can click and sign and purchase the new policy. The entire process can be completed in a matter of minutes and could lower your rates considerably.
In order to find out what other companies charge, click here to open in new window and input your coverage information. If you have your current policy handy, we recommend you input the coverages exactly as shown on your declarations page. This ensures you will have an apples-to-apples comparison for similar insurance coverage.
These discounts can lower your rates
The price of auto insurance can be rather high, but there are discounts available to help bring down the price. Larger premium reductions will be automatically applied at the time of quoting, but some may not be applied and must be asked for before you will receive the discount.
- Save with a New Car - Insuring a new car can be considerably cheaper because new vehicles have to meet stringent safety requirements.
- Accident Free - Claim-free drivers pay less as compared to bad drivers.
- Safety Course Discount - Successfully completing a defensive driving course could save 5% or more and easily recoup the cost of the course.
- Life Insurance Discount - Some companies give a discount if you purchase life insurance.
- Passive Restraint Discount - Factory air bags may earn rate discounts up to 30%.
It's important to note that some credits don't apply to the entire cost. Most only apply to individual premiums such as collision or personal injury protection. So even though it sounds like all the discounts add up to a free policy, you're out of luck. But any discount will bring down the cost of coverage.
To see a list of companies with discount car insurance rates in South Carolina, click here.
Learn more today
More information can be read on the website for the South Carolina Department of Insurance located here. Visitors are able to file complaints about an insurance agent or broker, read industry bulletins, discover disciplinary actions, and view agent and company licensing information.
Additional helpful sites include Auto Insurance 101 and this page where you can research Okatie insurance agents.
