Car Insurance in Northlake Illinois - 5 Discounts You Might be Missing

Are you overwhelmed by the wide range of car insurance options in Northlake? Many other drivers are as well. People have so many options that it can turn into a real challenge to compare prices.

Finding affordable coverage in Northlake is easy if you know what you're doing. In a nutshell, every driver who is required by state law to have car insurance will most likely be able to save money. But Illinois car owners do need to know how big insurance companies price online insurance.

compare Northlake car insurance rates

Be sure to get all your discounts

Companies don't list every discount very clearly, so the following is a list of some of the more common and the harder-to-find discounts you could be receiving.

  • Drivers Education - Require your teen driver to successfully complete driver's ed class in school.
  • Defensive Driver - Taking part in a driver safety course could possibly earn you a 5% discount depending on where you live.
  • Anti-lock Brakes - Vehicles with anti-lock braking systems are safer to drive and will save you 10% or more.
  • Multiple Policy Discount - When you have multiple policies with one company you may save approximately 10% to 15%.
  • Discount for Good Grades - Getting good grades can be rewarded with saving of up to 25%. The good student discount can last until age 25.

Consumers should know that some of the credits will not apply the the whole policy. Most cut the price of certain insurance coverages like liability and collision coverage. So despite the fact that it appears having all the discounts means you get insurance for free, companies don't profit that way.

For a list of insurance companies offering car insurance discounts in Illinois, click here.

Quick Northlake Car Insurance Quotes

Comparing car insurance rates can be exhausting if you don't know the most efficient way. You can waste hours talking about coverages with local insurance agents in Northlake, or you can stay home and use the internet to get prices fast.

Most car insurance companies participate in an industry program that allows shoppers to submit one quote, and every company provides a quote. This prevents consumers from doing quote requests to each individual car insurance company. To submit your quote information now, click here (opens in new window).

The one disadvantage to using this type of form is that consumers can't choose the companies to get quotes from. So if you want to select specific insurance companies to request quotes from, we have a page of the cheapest car insurance companies in Illinois. Click here for list of insurance companies in Illinois.

However you get your quotes, compare identical coverage limits and deductibles for every company. If you compare different liability limits it will be very difficult to decipher which rate is best in Northlake. Slightly different insurance coverages can make a big difference in price. Just keep in mind that quoting more helps you find the best rates.

Final considerations

Drivers switch companies for any number of reasons including extreme rates for teen drivers, questionable increases in premium, policy cancellation and policy non-renewal. Regardless of your reason, switching car insurance companies is not as hard as you think.

Discount car insurance can be found from both online companies and with local Northlake insurance agents, so compare prices from both in order to have the best chance of saving money. Some companies do not offer online quoting and these small insurance companies work with independent agents.

While you're price shopping online, make sure you don't sacrifice coverage to reduce premiums. There have been many situations where an insured dropped full coverage and found out when filing a claim they didn't purchase enough coverage. The proper strategy is to purchase plenty of coverage for the lowest price while still protecting your assets.