Top Ways to Save on Norridgewock Auto Insurance

Paying for high-priced auto insurance can drain your bank account and make it hard to pay other bills. Comparison shopping is a smart way to tighten up your finances. Because there are so many online and local companies to choose from, it can be impossible to pick the best insurance company.

It's important to compare prices yearly since insurance rates are constantly changing. Even if you got the best price last year you can probably find a lower rate today. Ignore everything you know about auto insurance because you're about to learn the only way to reduce your cost while improving coverage.

Norridgewock auto insurance comparison

How to Get Cheap Auto Insurance in Norridgewock, ME

There are multiple methods to compare auto insurance quotes, but some are easier and takes less work. You can spend countless hours talking to insurance companies in Norridgewock, or you could save time and use the web for quick rates.

The majority of car insurance companies enroll in a system that enables customers to enter their policy data once, and each company then gives them pricing. This eliminates the need for quote forms to each individual auto insurance company. To submit your quote information now, click to open in new window.

The one downside to getting quotes like this is you cannot specify the providers to receive prices from. If you wish to select specific providers to compare rates, we put together a list of auto insurance companies in Maine. Click here for list of insurance companies in Maine.

It doesn't matter which method you choose, just make sure you use apples-to-apples coverage limits and deductibles for every quote you compare. If you are comparing different liability limits it's impossible to determine the best price in Norridgewock.

Don't pay full price with these discounts

The cost of insuring your cars can be expensive, but you can get discounts that many people don't even know exist. Some trigger automatically at the time of purchase, but a few need to be asked for prior to receiving the credit. If you don't get every credit you deserve, you're paying more than you need to.

  • College Student - Children who attend school more than 100 miles from home and do not have a car may be able to be covered for less.
  • Bundle and Save - When you combine your home and auto insurance with the same insurance company you could get a discount of up to 20% off your total premium.
  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles are safer to drive and qualify for as much as a 10% discount.
  • Passive Restraint Discount - Factory air bags or automatic seat belts can receive discounts of 20% or more.
  • Payment Discounts - If you pay your bill all at once instead of paying each month you may reduce your total bill.
  • Accident Waiver - Some insurance companies will forgive one accident before raising your premiums as long as you don't have any claims prior to the accident.

A little note about advertised discounts, most credits do not apply to your bottom line cost. The majority will only reduce individual premiums such as liability, collision or medical payments. So even though they make it sound like it's possible to get free car insurance, you won't be that lucky. Any amount of discount will help reduce your premiums.

To see a list of companies offering auto insurance discounts in Maine, follow this link.

Your personal situation dictates your coverage

When choosing the right insurance coverage for your personal vehicles, there really is no one size fits all plan. Everyone's situation is a little different and a cookie cutter policy won't apply. Here are some questions about coverages that can help discover whether or not you would benefit from an agent's advice.

  • Do I pay less if my vehicle is kept in my garage?
  • What is the difference between comprehensive and collision coverage?
  • Does my insurance cover a custom paint job?
  • Should I drop comprehensive coverage on older vehicles?
  • What can I do if my company won't pay a claim?
  • Does my policy cover me when driving someone else's vehicle?
  • Do I need to file an SR-22 for a DUI in Maine?

If you don't know the answers to these questions then you might want to talk to a licensed insurance agent. To find an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It only takes a few minutes and can help protect your family.

Additional information can be found on the website for the Maine Bureau of Insurance located here. Maine drivers can read enforcement actions against agents and companies, view agent and company licensing information, find out industry alerts, and view a list of available companies.

Additional helpful sites include this Car Insurance FAQ and this page of insurance agents in Norridgewock.