Top 5 Ways to Get Lower Rates on Car Insurance in New Franken, WI

Are you overwhelmed by the crazy number of car insurance choices in New Franken? You have a lot of company. You have so many companies to choose from that it can turn into more work than you anticipated to find better rates.

Take advantage of discounts

Companies that sell car insurance don't list every discount in a way that's easy to find, so we took the time to find both the well known and the more hidden ways to save on car insurance. If you aren't receiving every discount possible, you're paying more than you need to.

Drivers Ed for Students - Have your child successfully complete driver's ed class if offered at their school.
Low Mileage Discounts - Low mileage vehicles can earn better rates on cars that stay parked.
Pay Now and Pay Less - If paying your policy premium upfront instead of paying each month you can actually save on your bill.
Braking Control Discount - Anti-lock brake equipped vehicles can avoid accidents and earn discounts up to 10%.
Multiple Policy Discount - When you combine your home and auto insurance with the same company you may save at least 10% off all policies.

Keep in mind that most discount credits are not given the the whole policy. Some only apply to the cost of specific coverages such as liability and collision coverage. Just because it seems like adding up those discounts means a free policy, it just doesn't work that way.

To see a list of insurance companies with discount car insurance rates in New Franken, click this link.

Comprehensive New Franken Car Insurance Comparison Quotes

Finding cheaper car insurance prices is a fairly straight forward process. Just spend a few minutes comparing rate quotes online from several insurance companies. It is quite easy and can be accomplished in just a few minutes using one of these methods.

The best way to get the best comparison quotes is to use a rate comparison form click here to open form in new window. This form eliminates the need for separate quote forms for each company you want a rate for. Completing one form will get you price quotes from many national carriers. It's the fastest way to compare.
A more time consuming way to compare rate quotes requires a visit to the website of each company and request a quote. For sake of this example, let's assume you want to compare rates from , and . To get each rate you have to spend time on each company's site to input your insurance information, which is why most consumers use the first method.

To view a list of companies in New Franken, click here.
The hardest method of getting rate comparisons is to waste gas driving to insurance agents' offices. The internet has reduced the need for local agents unless you prefer the professional advice that only a license agent can provide. Drivers can obtain prices from the web and still use a local agent and we'll cover that in a bit.

It's up to you how you get prices quotes, just compare exactly the same coverage limits with every price quote. If each company quotes differing limits it will be next to impossible to find the best deal in New Franken.

Are car insurance companies telling the truth?

Consumers in Wisconsin can't get away from ads that promise big savings by companies like State Farm, Allstate and GEICO. They all make the same claim that you can save if you change to them.

How can each company claim to save you money?

Insurance companies are able to cherry pick for the type of driver that is profitable for them. For example, a driver they prefer might be between the ages of 30 and 50, has no tickets, and has great credit. Any new insured who matches those parameters will qualify for the lowest rates and most likely will save when they switch companies.

Potential customers who don't qualify for the requirements will be quoted a more expensive rate which leads to the customer not buying. The ad wording is "people who switch" not "people who quote" save money. That's the way insurance companies can advertise the savings. This emphasizes why drivers must get quotes from several different companies. It's just too difficult to predict which car insurance company will fit your personal profile best.

And the best car insurance company is...

Insureds leave their current company for many reasons like extreme rates for teen drivers, delays in responding to claim requests, unfair underwriting practices or policy cancellation. No matter why you want to switch, finding the right car insurance provider is actually quite simple.

Affordable car insurance is attainable both online and with local New Franken insurance agents, and you should compare price quotes from both to have the best rate selection. There are still a few companies who do not offer the ability to get a quote online and these regional insurance providers work with independent agents.

When you buy insurance online, it's not a good idea to reduce coverage to reduce premium. There have been many situations where an insured dropped physical damage coverage only to regret at claim time that the few dollars in savings costed them thousands. The proper strategy is to get the best coverage possible at an affordable rate while still protecting your assets.

Find out more about car insurance

Additional detailed information can be found at the Wisconsin Office of the Commissioner of Insurance website. Visitors are able to view a list of available companies, find disaster information, and view agent and company licensing information.