Tightwads Tips for Saving on Mustang Auto Insurance

Overpriced auto insurance can take a big chunk out of your savings account and force you to make sacrifices. Shopping your coverage around is free, only takes a few minutes, and is a good way to help make ends meet. Consumers have many to buy insurance from, and although it's nice to have a selection, it can be more difficult to compare rates.

Free Quotes for Auto Insurance in Mustang, Oklahoma

Shopping for lower auto insurance rates can take time and effort if you aren't aware of the most efficient way. You can spend countless hours talking about coverages with insurance agencies in Mustang, or you could save time and use the internet to quickly compare rates.

The majority of car insurance companies belong to an insurance system that allows shoppers to only type in their quote data once, and at least one company returns a rated price. This saves time by eliminating quote requests to each individual auto insurance company.

To submit your quote information now, click to open in new window.

The one disadvantage to getting quotes like this is you are unable to specify the providers you want pricing from. So if you want to choose individual companies to compare, we have assembled a list of auto insurance companies in Oklahoma. View list of Oklahoma insurance companies.

It's up to you which method you use, but make darn sure you compare identical deductibles and coverage limits for each comparison quote. If you compare different values for each quote it will be impossible to determine the lowest rate in Mustang.

Be sure to get all your discounts

Insurance can cost an arm and a leg, but there could be available discounts to help offset the cost. Larger premium reductions will be automatically applied when you purchase, but some may not be applied and must be requested specifically before being credited. If you're not getting every credit you deserve, you're paying more than you need to.

  • More Vehicles More Savings - Buying insurance for multiple cars or trucks on the same auto insurance policy may reduce the rate for each vehicle.
  • Save over 55 - Mature drivers can possibly qualify for better auto insurance rates.
  • Pay Upfront and Save - If you pay your entire premium ahead of time instead of paying each month you may reduce your total bill.
  • Auto/Home Discount - When you combine your home and auto insurance with one company you could get a discount of 10% to 20% off each policy.
  • Defensive Driving Course - Taking a course in driver safety could cut 5% off your bill and easily recoup the cost of the course.

Keep in mind that most discount credits are not given to the overall cost of the policy. Most cut individual premiums such as physical damage coverage or medical payments. So despite the fact that it appears you could get a free auto insurance policy, it just doesn't work that way. But any discount will bring down the amount you have to pay.

To see a list of insurers with the best auto insurance discounts in Oklahoma, click here to view.

How do I know if I need professional advice?

When choosing coverage for your personal vehicles, there isn't really a cookie cutter policy. Everyone's needs are different so your insurance should reflect that For example, these questions may help you determine whether or not you would benefit from professional advice.

  • Can I afford to buy a different vehicle if my vehicle is totaled?
  • Should I buy additional glass protection?
  • What can I do if my company won't pay a claim?
  • Am I covered by my employer's commercial auto policy when driving my personal car for business?
  • Am I covered when driving on a suspended license?
  • What are the best liability limits?
  • Can I rate high risk drivers on liability-only vehicles?
  • Should I rate my vehicle as pleasure use or commute?

If you're not sure about those questions but you think they might apply to your situation, you may need to chat with a licensed insurance agent. If you don't have a local agent, complete this form or go to this page to view a list of companies. It only takes a few minutes and can help protect your family.

More information can be read on the website for the Oklahoma Insurance Department located here. Oklahoma consumers can report car insurance fraud, learn about insurance regulations, view a list of available companies, and read enforcement actions against agents and companies.