Proven Techniques to Save on Monroe Car Insurance

Having to pay for overpriced car insurance can dwindle your bank account and put the squeeze on your family's finances. Comparing price quotes is a smart way to lower your monthly bill.

Multiple compete for your insurance dollar, and because of this it can be hard to compare to get the lowest price

If you are paying for car insurance now, you stand a good chance to be able to lower your premiums substantially using these methods. Buying car insurance in Monroe is quite easy. Nevertheless, Connecticut consumers do need to know how the larger insurance companies sell online and apply this information to your search.

compare Monroe car insurance rates

Take advantage of discounts

Insuring your fleet can be pricey, buy you may qualify for discounts that you may not know about. Certain discounts will be triggered automatically at the time of quoting, but less common discounts must be specifically requested before you will receive the discount.

  • Pay Now and Pay Less - If you pay your bill all at once rather than paying monthly you could save 5% or more.
  • Paperwork-free - A handful of insurance companies may give you up to $50 simply for signing on their website.
  • Club Memberships - Being a member of certain professional organizations could qualify you for a break when shopping for car insurance.
  • Multiple Cars - Insuring all your vehicles on one policy can get a discount on all vehicles.
  • Senior Citizens - Older drivers may receive a discount up to 10%.
  • Accident Waiver - A few companies allow you one accident without raising rates if your claims history is clear for a particular time prior to the accident.
  • Passive Restraints - Cars that have air bags or automatic seat belts can get savings of up to 25% or more.
  • Safety Course Discount - Taking part in a defensive driving course could cut 5% off your bill depending on where you live.

Consumers should know that most of the big mark downs will not be given to all coverage premiums. Some only reduce specific coverage prices like liability and collision coverage. So when it seems like all those discounts means the company will pay you, companies don't profit that way. Any qualifying discounts will cut your overall premium however.

For a list of insurance companies with discount car insurance rates in Monroe, follow this link.

Car Insurance Prices in Monroe, Connecticut

There are several ways of comparing rates from local Monroe car insurance companies. The recommended way to find the cheapest insurance rates is to use the internet to compare rates. This can be accomplished in just a few minutes using one of these methods.

One of the best ways consumers can make multiple comparisons is to use a rate comparison form (click to open form in new window). This method saves time by eliminating repetitive form submissions to each individual car insurance company. One form submission gets you price quotes from multiple companies.

A slightly less efficient method to compare rate quotes requires a trip to the website of each company to complete a price quote. For example, let's say you want comparison quotes from , and . To find out each rate you need to visit each site to input your insurance information, which is why the first method is quicker. To view a list of companies in Monroe, click here.

Whichever way you use, ensure you are comparing the exact same quote information with each company. If you have mixed coverages then you won't be able to make an equal comparison in Monroe. Just a small difference in coverage limits may result in large price differences. Just remember that comparing more company's prices will enable you to find a better price.

Final considerations

Cost effective car insurance can be sourced both online in addition to many Monroe insurance agents, so you should be comparing quotes from both to have the best chance of lowering rates. Some companies do not provide online quoting and these regional insurance providers work with independent agents.

While you're price shopping online, never sacrifice coverage to reduce premiums. There have been many situations where drivers have reduced physical damage coverage only to discover later they didn't purchase enough coverage. The proper strategy is to find the BEST coverage at the best price while still protecting your assets.