6 Tricks to Save on Car Insurance in Meriden, CT

Are you intimidated by the dozens of car insurance companies in Meriden? Many other consumers are too. People have so many options that it can turn into a challenge to find the lowest price.

How to Compare Car Insurance Quotes in Meriden, Connecticut

Most companies provide prices for coverage on the web. Getting quotes is fairly straightforward as you just enter the coverages you want into the quote form. When the form is submitted, the system will obtain your credit score and driving record and quotes a price based on these factors.

Online quotes makes comparing rates easy, but having to visit several different sites and fill out multiple forms is monotonous and tiresome. Unfortunately, it is important to perform this step if you want to find a lower rate.

A quicker way to lower your rates is to use a quote form to get prices from multiple companies. It's a real time-saver, reduces the work, and makes rate comparisons a lot less work. Once the form is submitted, it gets priced and you can select your choice of the quotes returned.

If one or more price quotes are lower than your current rates, it's easy to complete the application and buy the new coverage. The whole process just takes a couple of minutes and you'll know if lower rates are available.

To find out how much you're overpaying now, click here and submit the form. If you have coverage now, it's recommended you complete the form with coverages and limits identical to your current policy. This ensures you will have comparison quotes for similar insurance coverage.

More discounts equal less premium

Insurance can cost an arm and a leg, but there are discounts available to cut the cost considerably. Most are applied at the time of purchase, but less common discounts must be requested specifically prior to receiving the credit.

  • Memberships - Being a member of a civic or occupational organization could qualify you for a break when buying car insurance.
  • Multiple Vehicles - Having multiple vehicles on the same car insurance policy qualifies for this discount.
  • Senior Citizens - Mature drivers may be able to get reduced rates.
  • Federal Government Employee - Being employed by or retired from a federal job may qualify you for a discount depending on your company.
  • Auto/Home Discount - When you combine your home and auto insurance with the same insurance company you may save approximately 10% to 15%.
  • Discount for Good Grades - A discount for being a good student can be rewarded with saving of up to 25%. Earning this discount can benefit you well after school through age 25.

As a disclaimer on discounts, most of the big mark downs will not be given to all coverage premiums. Most cut the price of certain insurance coverages like physical damage coverage or medical payments. Just because you may think all those discounts means the company will pay you, car insurance companies aren't that generous. Any amount of discount will reduce your premiums.

To see a list of insurers who offer car insurance discounts in Meriden, follow this link.

Learn more about Connecticut car insurance

Additional information is located on the Connecticut Insurance Department website. Click here for link. Visitors are able to find out which companies have the most complaints, report car insurance fraud, and learn about insurance regulations.