Tightwads Guide for Saving on Maben Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, you're not alone. Big companies like GEICO and Progressive all claim big savings with ad campaigns and it can be hard to sift through the bull and take the time to shop coverage around.

If you are insured now or are looking for a new policy, you can follow these tips to shop for the lowest rates while maximizing coverage. Buying car insurance in Maben is quite easy. Mississippi drivers only need an understanding of the proper way to get comparison rates online.

Comprehensive Maben Auto Insurance Comparison

Cutting your Maben auto insurance rates is not a difficult process. You just have to invest a little time comparing price quotes online from several insurance companies. It is quite easy and can be accomplished using a couple different methods.

  • The recommended way consumers can analyze rates is to use a rate comparison form click here to open form in new window. This form saves time by eliminating repetitive form entry to each individual auto insurance company. Filling out one form gets you coverage quotes direct from many companies.
  • A less efficient way to get quotes online consists of going to the website of each company to complete a price quote. For instance, let's say you want to compare rates from , and . To find out each rate you need to go to every website to enter your coverage information, which is why the first method is quicker.

    To view a list of companies in Maben, click here.

It's up to you how you get prices quotes, just ensure you are comparing exactly the same coverages with each company. If you use different limits and deductibles on each one you can't possibly make an equal comparison in Maben.

Save big with these discounts

Car insurance companies don't list every discount in a way that's easy to find, so we researched some of the best known and also the lesser-known ways to save on auto insurance. If you aren't receiving every discount possible, you're paying more than you need to.

  • No Claims - Drivers with accident-free driving histories pay much less when compared to bad drivers.
  • Memberships - Affiliation with a civic or occupational organization could trigger savings when shopping for auto insurance.
  • Seat Belts Save more than Lives - Buckling up and requiring all passengers to buckle their seat belts could cut 10% or more off the personal injury premium cost.
  • Drivers Ed for Students - Have your child successfully complete driver's ed class in high school.
  • Passive Restraints - Cars that have air bags and/or automatic seat belt systems can qualify for discounts of up to 25% or more.
  • Defensive Driving Course - Taking part in a course teaching defensive driving skills could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Multiple Policy Discount - When you combine your home and auto insurance with the same company you may save approximately 10% to 15%.

It's important to understand that most discount credits are not given to all coverage premiums. Most only apply to specific coverage prices like comp or med pay. So even though they make it sound like having all the discounts means you get insurance for free, it doesn't quite work that way.

To see a list of insurance companies with the best auto insurance discounts in Maben, click this link.

Learn more about Mississippi auto insurance

More tips and info about auto insurance is located at the Mississippi Insurance Department website. Mississippi drivers can read industry bulletins, find out which companies have the most complaints, find a variety of consumer forms, and download brochures.