5 Discounts Loxley Shoppers Forget when Buying Car Insurance

Are you overwhelmed by the sheer number of car insurance options in Loxley? You have a lot of company. Drivers have so many options that it can turn into more work than you anticipated to find the best price.

It's important to check car insurance prices at least once a year since rates are constantly changing. If you had the lowest rates six months ago you can probably find a lower rate today. So block out anything you think you know about car insurance because we're going to show you the tricks you need to know to save money, get proper coverage and the best rates.

Loxley car insurance quote

How to Compare Loxley Car Insurance Costs

There are several ways to compare car insurance prices and some are less time-consuming than others. You can spend countless hours talking to agents in Loxley, or you can utilize the internet to get rates in a matter of minutes.

The majority of car insurance companies participate in an industry program that allows shoppers to submit one quote, and every company can give them a price for coverage. This eliminates the need for form submissions to each individual car insurance company.

To submit your quote information now, click to open in new window.

The only drawback to using this type of form is you can't choose the providers you want to price. So if you want to select specific providers for rate comparison, we put together a list of low cost car insurance companies in Alabama. View list of Alabama insurance companies.

Which method you use is up to you, but compare exactly the same deductibles and coverage limits with each company. If you use different values for each quote it will be impossible to make an equal comparison in Loxley.

Be sure to get all your discounts

Car insurance is not cheap, but there are discounts available to help offset the cost. Certain discounts will be applied at the time of quoting, but lesser-known reductions have to be requested specifically before you will receive the discount. If you aren't receiving every discount possible, you're paying more than you need to.

  • Anti-theft Discount - Anti-theft and alarm systems help deter theft and qualify for as much as a 10% discount.
  • Low Mileage - Keeping the miles down can earn lower rates on the low mileage vehicles.
  • Drivers Ed for Students - Have your child take driver's ed class in high school.
  • Military Rewards - Having a deployed family member can result in better rates.
  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles prevent accidents and will save you 10% or more.

As a disclaimer on discounts, most credits do not apply the the whole policy. Most only apply to the cost of specific coverages such as comprehensive or collision. So when it seems like you can get free auto insurance, car insurance companies aren't that generous. Any amount of discount will reduce the amount you have to pay.

To see a list of providers with the best car insurance discounts in Loxley, follow this link.

Additional information can be found on the Alabama Department of Insurance website through this link. Consumers can read consumer alerts, find disaster information, and download brochures.