10 Ways You Can Buy Car Insurance for Less in Liberty

I can't think of a single person who looks forward to paying for car insurance, especially when the cost is way too high. Insurance companies such as GEICO and Progressive persitently shower you with fancy advertisements and it is difficult to sift through the bull and take the time to shop coverage around.

It's important to get comparison quotes periodically since rates are constantly changing. Just because you found the best price last year you can probably find a lower rate today. Forget anything you know (or think you know) about car insurance because you're about to find out how to use online quotes to find great coverage at a great price.

How to Get Liberty Car Insurance Comparison Quotes

There are several ways to shop for car insurance, and some are easier and takes less work. You can spend countless hours talking to insurance agencies in Liberty, or you can utilize the web to get rate comparisons in just a few minutes.

The majority of car insurance companies participate in a marketplace that allows shoppers to submit their information once, and each company can give them a price based on the submitted data. This prevents consumers from doing quote forms to each individual car insurance company.

To submit your quote information now, click to open in new window.

The one downside to pricing coverage this way is you are unable to specify the providers you want to price. So if you prefer to choose specific insurance companies to compare rates, we put together a list of low cost car insurance companies in Mississippi. Click to view list.

However you get your quotes, be sure to compare exactly the same quote information with every price quote. If you enter mixed coverages it will be next to impossible to find the best deal in Liberty.

Be sure to get all your discounts

Companies that sell car insurance don't always advertise every available discount in a way that's easy to find, so we took the time to find some of the more common and the more hidden discounts you could be receiving. If you aren't receiving every discount you qualify for, you're paying more than you need to.

Anti-lock Brakes - Anti-lock brake equipped vehicles can reduce accidents and will save you 10% or more.
Good Student - A discount for being a good student can be rewarded with saving of up to 25%. This discount can apply well after school through age 25.
Homeowners Savings - Being a homeowner can save you money due to the fact that maintaining a home is proof that your finances are in order.
Federal Employees - Being employed by or retired from a federal job may qualify you for a discount with certain companies.
Multi-policy Discount - When you combine your home and auto insurance with one company you may earn approximately 10% to 15%.
55 and Retired - Mature drivers may be able to get a discount up to 10%.
Life Insurance Discount - Companies who offer life insurance give better rates if you take out auto and life insurance together.
Driver Safety - Taking part in a driver safety course can save you 5% or more and easily recoup the cost of the course.
Resident Student - Youth drivers who attend school more than 100 miles from home and do not have access to a covered vehicle can receive lower rates.
E-sign - A handful of insurance companies will give a small break for buying your policy digitally online.

A little note about advertised discounts, some of the credits will not apply to the entire policy premium. Most only cut the cost of specific coverages such as comprehensive or collision. So despite the fact that it appears having all the discounts means you get insurance for free, you won't be that lucky.

To see a list of providers who offer car insurance discounts in Liberty, click here.

How do I know if I need professional advice?

When choosing the right insurance coverage for your vehicles, there really is not a "perfect" insurance plan. Each situation is unique and your policy should reflect that. For example, these questions may help highlight whether or not you would benefit from professional advice.

Does my insurance cover a custom paint job?
Do I need to file an SR-22 for a DUI in Mississippi?
Does my policy cover my teen driver if they drive my company car?
Am I covered if I drive in a foreign country?
Am I covered when driving in Canada or Mexico?
Why am I required to get a high-risk car insurance policy?

If you can't answer these questions but a few of them apply, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, fill out this quick form or click here for a list of car insurance companies in your area. It only takes a few minutes and can provide invaluable advice.

Additional Mississippi consumer information

Even more information can be found at the Mississippi Insurance Department website. Consumers can find out industry alerts, file complaints about a company, report car insurance fraud, and download brochures.