Proven Ways to Save on Lauderdl By Sea Car Insurance

Did you fall for a flashy sales pitch and buy overpriced car insurance? Trust us, you're not the only one.

Online insurance companies like GEICO and Progressive persitently shower you with ad campaigns and it is difficult to sift through the bull and effectively compare rates to find the best deal.

It's important to do rate comparisons at least once a year since rates are constantly changing. Just because you had the best deal last year there may be better deals available now. So block out anything you think you know about car insurance because we're going to show you the proper way to remove unneeded coverages and save money.

Florida car insurance

Be sure to get all your discounts

Car insurance can cost a lot, but you may find discounts that you may not even be aware of. Larger premium reductions will be automatically applied at the time you complete a quote, but some must be asked for prior to getting the savings.

  • Passive Restraints - Vehicles with factory air bags and/or automatic seat belt systems can qualify for discounts of 20% or more.
  • Defensive Driver - Completing a driver safety course could possibly earn you a 5% discount depending on where you live.
  • Federal Government Employee - Simply working for the federal government can save as much as 8% with certain companies.
  • Anti-theft Discount - Anti-theft and alarm systems help deter theft and earn discounts up to 10%.
  • Multi-car Discount - Buying insurance for more than one vehicle on one policy can get a discount on all vehicles.
  • No Charge for an Accident - A handful of insurance companies allow you one accident without raising rates if you are claim-free prior to the accident.

As a disclaimer on discounts, most of the big mark downs will not be given the the whole policy. Most only apply to specific coverage prices like medical payments or collision. Just because you may think you can get free auto insurance, car insurance companies aren't that generous. Any amount of discount will reduce the amount you have to pay.

For a list of providers offering car insurance discounts in Lauderdl By Sea, follow this link.

How to Compare Lauderdl By Sea Car Insurance Costs

Comparing car insurance rates is a ton of work if you don't know the most efficient way to do it. You can waste hours driving to insurance agencies in Lauderdl By Sea, or you could use the web to get rate comparisons in just a few minutes.

Most car insurance companies take part in a program that allows shoppers to submit one quote, and each company can provide price quotes for coverage. This eliminates the need for repetitive form submissions to each individual car insurance company. To submit your quote information now, click here (opens in new window).

The only downside to pricing coverage this way is you are unable to specify the companies you will receive quotes from. So if you want to select specific providers to compare, we put together a list of companies who write car insurance in Florida. Click here for list of insurance companies in Florida.

Whichever way you use, compare exactly the same coverages and limits with every price quote. If you use different deductibles then you won't be able to find the best deal in Lauderdl By Sea. Just a small difference in coverages can mean a large discrepancy in price. Just keep in mind that more quotes will improve the odds of getting a lower rate.

The best insurance company isn't always the cheapest

You just learned many ways to get a better price on car insurance. The key thing to remember is the more you quote, the higher the chance of saving money. Drivers may discover the best price on car insurance is with some of the smallest insurance companies. These companies may have significantly lower rates on certain market segments compared to the large companies like .

Cheap car insurance is available from both online companies and with local Lauderdl By Sea insurance agents, and you need to price shop both to have the best rate selection. There are still a few companies who do not offer online quoting and many times these smaller companies only sell through independent insurance agents.