6 Discounts Lantana Consumers Forget when Comparing Car Insurance

Searching for affordable Lantana car insurance online can be problematic for beginners to online price comaprisons. With a ridiculous number of online companies available, how can you possibly compare every one to find the best pricing?

It's important to shop coverage around quite often since rates are constantly changing. If you had the lowest price last year you can probably find a lower rate today. Forget anything you know (or think you know) about car insurance because we're going to demonstrate one of the easiest ways to find the best coverage while lowering your premiums.

Florida car insurance quotes

Low Cost Lantana Car Insurance

Cutting your Lantana car insurance rates is surprisingly easy. Just take time comparing rates provided by online insurance companies. This can be done in a couple of different ways.

  • The recommended way to find low rates is to use a rate comparison form (click to open form in new window). This type of form prevents you from having to do separate quotation requests for each company you want a rate for. One form will return price quotes from car insurance companies with the best prices. It's definitely the quickest method.
  • A different way to compare rate quotes consists of visiting the website for each individual company to complete their respective quote request forms. For examples sake, let's say you want comparison quotes from , and . To get each rate you have to take the time to go to each site to enter your coverage information, and that's why the first method is more popular.

    To view a list of companies in Lantana, click here.

Whichever method you choose, make darn sure you compare identical deductibles and coverage limits on every quote you get. If you use different values for each quote it will be very difficult to determine which rate is truly the best in Lantana.

Take advantage of discounts

Car insurance companies do not advertise all their discounts very clearly, so we researched some of the more common and the harder-to-find discounts you could be receiving. If you're not getting every credit you deserve, you're paying more than you need to.

  • Life Insurance Discount - Some companies give a discount if you purchase life insurance.
  • 55 and Retired - Mature drivers can possibly qualify for a small decrease in premiums.
  • Pay Upfront and Save - By paying your policy upfront instead of paying each month you could save up to 5%.
  • Bundle and Save - When you combine your home and auto insurance with the same company you could get a discount of at least 10% off all policies.
  • Theft Prevention Discount - Vehicles with anti-theft systems prevent vehicle theft and therefore earn up to a 10% discount.
  • Defensive Driving Course - Successfully completing a driver safety course could cut 5% off your bill and easily recoup the cost of the course.

It's important to note that some credits don't apply to the overall cost of the policy. Most only apply to the price of certain insurance coverages like collision or personal injury protection. So even though it sounds like all the discounts add up to a free policy, you're out of luck.

To see a list of companies with the best car insurance discounts in Florida, click here.

How to know if you need help

When choosing the best car insurance coverage for your personal vehicles, there isn't really a "perfect" insurance plan. Everyone's situation is unique.

These are some specific questions may help you determine whether your personal situation would benefit from professional advice.

  • When does my teenage driver need to be added to my policy?
  • Should I buy additional glass protection?
  • Are my tools covered if they get stolen from my vehicle?
  • What is the difference between comprehensive and collision coverage?
  • Does my personal auto insurance policy cover using my vehicle for business use?
  • Should I rate my vehicle as pleasure use or commute?
  • Do I pay less if my vehicle is kept in my garage?
  • Am I covered when pulling a rental trailer?

If you can't answer these questions but a few of them apply, you may need to chat with an insurance agent. To find lower rates from a local agent, complete this form. It only takes a few minutes and may give you better protection.

More sites with car insurance information

Additional detailed information is located at the Florida Office of Insurance Regulation website. Consumers can view agent and company licensing information, learn about insurance regulations, and view a list of available companies.

Additional helpful sites include Wikipedia and this page where you can research Lantana insurance agents.