Tightwads Guide for Saving on La Salle Car Insurance

Sick and tired of robbing Peter to pay Paul each month for car insurance? You are in the same boat as the majority of other car owners in Illinois.

Big companies like State Farm, Allstate, GEICO and Progressive constantly bombard you with ads and it is difficult to sift through the bull and effectively compare rates to find the best deal.

It's important to price shop coverage once or twice a year because rates are constantly changing. Just because you found the lowest price six months ago you can probably find a lower rate today. Ignore everything you know about car insurance because you're about to find out the quickest way to lower your rates without sacrificing coverage.

If you have car insurance now, you stand a good chance to be able to cut costs considerably using these methods. Buying car insurance in La Salle is not that difficult. Although Illinois car owners do need to know how big insurance companies sell online because it can help you find the best coverage.

Illinois car insurance quotes

Comprehensive Car Insurance Comparison in La Salle

There are several ways to compare quotes and find the best price. The best method to find competitive insurance rates is to perform an online rate comparison. This can be done using a couple different methods.

  • The recommended way consumers can make multiple comparisons is to use a rate comparison form click to view form in new window. This method prevents you from having to do boring form submissions for every car insurance company. Taking the time to complete one form gets you price quotes from all major companies.
  • Another way to compare rate quotes requires a trip to the website for each individual company to complete their respective quote request forms. For instance, let's assume you want rates from , and . To get rate quotes you would need to go to every website to input your insurance information, which is why the first method is more popular. To view a list of companies in La Salle, click here.

Whichever way you use, double check that you are using exactly the same quote information on every quote you get. If your comparisons have mixed coverages it's not possible to determine which rate is truly the best in La Salle. Just a small difference in coverages may result in large price differences. It's important to know that comparing more company's prices will increase your chances of finding a better price.

Take advantage of discounts

The price of auto insurance can be rather high, buy you may qualify for discounts that you may not know about. A few discounts will automatically apply when you quote, but less common discounts must be requested specifically before you get the savings.

  • New Car Discount - Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.
  • Pay Now and Pay Less - If you pay your bill all at once instead of paying each month you could save 5% or more.
  • Memberships - Belonging to a civic or occupational organization could qualify you for a break on car insurance.
  • Military Discounts - Having a deployed family member could be rewarded with lower premiums.
  • Passive Restraint Discount - Factory air bags can qualify for discounts of 20% or more.
  • Drivers Ed for Students - Have your child complete a driver education course if offered at their school.
  • No Claims - Claim-free drivers pay much less as compared to bad drivers.

A little note about advertised discounts, most of the big mark downs will not be given to the entire cost. A few only apply to individual premiums such as collision or personal injury protection. So when it seems like you can get free auto insurance, you won't be that lucky. Any amount of discount will reduce your overall premium however.

To see a list of companies with discount car insurance rates in La Salle, follow this link.

Additional information is located on the website for the Illinois Department of Insurance located here. Consumers can file complaints about an insurance agent or broker, view a list of available companies, find out which companies have the most complaints, and find disaster information.