Kokomo Auto Insurance For Less Than You're Paying Now

Are you intimidated by the number of auto insurance companies in Kokomo? You're not the only one! There are so many options that it can turn into a lot of work to locate the lowest price.

It's important to take a look at other company's rates every six months because prices are constantly changing. Even if you think you had the best deal a year ago you can probably find a lower rate today. So just block out anything you think you know about auto insurance because you're going to get a crash course in the proper way to reduce your cost while increasing coverage.

Choosing the best insurance company for you in Kokomo is quite easy. If you currently have a car insurance policy, you will be able to save some money using these techniques. Indiana drivers only need an understanding of the proper way to find the lowest price on the web.

Indiana auto insurance

Compare Quotes for Kokomo Auto Insurance

There are multiple methods to compare auto insurance prices and some are more efficient than others. You can spend countless hours driving to insurance companies in Kokomo, or you could save time and use the internet to get prices fast.

The majority of car insurance companies enroll in a system that enables customers to send in one quote, and at least one company can provide price quotes based on that information. This prevents consumers from doing repetitive form submissions to each individual auto insurance company.

To submit your quote information now, click to open in new window.

The only downside to using this type of system is you cannot specify the providers you will receive quotes from. If you prefer to choose from a list of companies to compare rates, we have a listing of auto insurance companies in Indiana. Click here to view list.

Whichever method you choose, ensure you are comparing identical coverage limits on every quote. If the quotes have differing limits it will be impossible to make a fair comparison in Kokomo.

Don't pay full price with these discounts

Auto insurance companies don't list every available discount very clearly, so here is a list both well-publicized as well as the least known discounts you could be receiving. If you're not getting every credit possible, you're paying more than you need to.

  • Discount for Good Grades - A discount for being a good student can earn a discount of 20% or more. The discount lasts up until you turn 25.
  • Memberships - Participating in a qualifying organization may earn a discount on your policy.
  • Safety Course Discount - Successfully completing a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Life Insurance Discount - Larger companies have a discount if you purchase life insurance.
  • Multiple Cars - Having all your vehicles on the same auto insurance policy may reduce the rate for each vehicle.
  • Resident Student - Youth drivers who live away from home and don't have a car may be able to be covered for less.
  • E-sign - A few companies will discount your bill up to fifty bucks simply for signing over the internet.
  • Passive Restraint Discount - Vehicles with factory air bags and/or automatic seat belt systems may earn rate discounts of up to 25% or more.

Consumers should know that some credits don't apply to all coverage premiums. Most only reduce individual premiums such as medical payments or collision. So even though they make it sound like adding up those discounts means a free policy, companies don't profit that way.

To see a list of providers with discount auto insurance rates in Indiana, click here.

Learn more about Indiana auto insurance

More tips and info about auto insurance is available at the Indiana Department of Insurance website. Indiana consumers can file complaints about a company, find out which companies have the most complaints, and discover disciplinary actions.

Additional helpful sites include NAIC.org's Understanding your Policy and this directory of insurance agents in Kokomo Indiana.