Free Guide to Cutting Costs on Kent Auto Insurance Online
Sick and tired of scraping the payment together each month for car insurance? You're in the same situation as many other drivers in Washington.
With so many choices of insurance companies, it can be diffult for consumers to pick the lowest price provider.
It's important to compare rates once or twice a year since insurance rates are constantly changing. If you had the best deal a year ago you can probably find a lower rate today. Starting now, forget all the misinformation about auto insurance because it's time to teach you the proper way to properly buy coverages and cut your premium.
Buying the lowest cost auto insurance coverage in Kent is simple if you know the tricks. Just about every vehicle owner who has to buy auto insurance will most likely be able to reduce their rates. Nevertheless, Washington vehicle owners do need to know how the larger insurance companies determine prices and take advantage of how the system works.
Compare the Market for Auto Insurance in Kent
Most companies quote prices online. Getting online quotes is quite easy as you just type in the amount of coverage you want as detailed in the form. When the form is submitted, their system will obtain information on your driving record and credit history and returns a price based on these and other factors. This simplifies rate comparisons, but having to visit a lot of sites and fill out multiple forms can get tiresome after awhile. But it's very important to have as many quotes as possible if you are searching for better auto insurance pricing.
There is an easier way!
A quicker way to find cheaper rates requires only one form that gets price quotes from several companies at one time. The form is fast, requires much less work on your part, and makes price shopping online a little more enjoyable. After your information is entered, it is quoted and you are able to buy any or none of the quotes returned.
If a lower price is quoted, it's easy to complete the application and purchase the new policy. It only takes a few minutes and can result in significant savings.
To quickly find out what other companies charge, click here to open in new window and enter your information. If you have a policy now, it's recommended you enter deductibles and limits exactly as they are listed on your policy. This ensures you will get a fair comparison for similar insurance coverage.
These discounts can lower your rates
Insuring your vehicles can cost a lot, but there could be available discounts to help offset the cost. Certain discounts will be triggered automatically at quote time, but some must be specifically requested in order for you to get them.
- Homeowners Pay Less - Owning a house in Kent may trigger a auto insurance policy discount because of the fact that having a home requires personal responsibility.
- Driver's Ed - Have your child complete a driver education course in high school.
- Service Members Pay Less - Having a deployed family member can result in better rates.
- Passive Restraint Discount - Factory air bags can receive discounts of up to 25% or more.
- Pay Upfront and Save - If you pay your bill all at once instead of paying each month you may reduce your total bill.
- Discount for Life Insurance - Larger companies have a break if you buy a life insurance policy as well.
- Employee of Federal Government - Being employed by or retired from a federal job can save as much as 8% with select insurance companies.
It's important to understand that most credits do not apply to the entire cost. Some only reduce individual premiums such as liability, collision or medical payments. So when it seems like it's possible to get free car insurance, it doesn't quite work that way. Any qualifying discounts will help reduce the cost of coverage.
To see a list of companies with the best auto insurance discounts in Washington, follow this link.
Additional auto insurance information is available on the website for the Washington State Office of the Insurance Commissioner located here. Washington drivers can get help finding coverage, download brochures, find disaster information, and find out industry alerts.
Additional helpful sites include this page for Washington auto insurance and this page for help finding agents in Kent, WA.
