Consumer Tested Strategies to Save on Kennebunk Auto Insurance

Have you had enough of trying to scrape together enough money each month for car insurance? You are no different than millions of other consumers.

Multiple compete for your hard-earned dollar, so it's not easy to compare every to find the absolute lowest rate

If you currently have a car insurance policy, you stand a good chance to be able to reduce your rates substantially using this information. Finding affordable coverage in Kennebunk is quite easy. Nevertheless, Maine vehicle owners do need to know the way companies determine prices.

auto insurance in Kennebunk

Cheap Kennebunk Auto Insurance Comparisons

There are several ways you can shop for auto insurance and some are easier and takes less work. You can spend countless hours talking about coverages with insurance companies in Kennebunk, or you can utilize online quotes to get pricing more quickly.

The majority of car insurance companies participate in an industry program that allows shoppers to complete one form, and each company provides a quote for coverage. This eliminates the need for quote requests for each company you want a rate for.

To submit your quote information now, click to open in new window.

The one disadvantage to comparing rates this way is you can't choose the providers to get pricing from. So if you prefer to pick from a list of companies to compare prices, we have a listing of low cost auto insurance companies in Maine. View list of Maine insurance companies.

It doesn't matter which method you choose, just ensure you're using the exact same deductibles and coverage limits on every quote you get. If you use different values for each quote it will be impossible to determine which rate is truly the best in Kennebunk. Just a small difference in coverage limits can make a big difference in price. And when price shopping your coverage, quoting more will increase your chances of finding better pricing.

How much can you save with discounts?

Auto insurance companies don't list all available discounts in an easy-to-find place, so the following is a list of some of the best known and the more hidden auto insurance savings.

  • Military Rewards - Having a deployed family member can result in better rates.
  • Accident Free - Claim-free drivers pay less when compared with bad drivers.
  • Student Driver Training - Have your child enroll in driver's education in high school.
  • Fewer Miles Equal More Savings - Keeping the miles down could qualify for lower rates on the low mileage vehicles.
  • Air Bag Discount - Vehicles equipped with air bags can get savings of up to 25% or more.
  • One Accident Forgiven - A few companies permit an accident before raising your premiums so long as you haven't had any claims for a set time period.
  • Discount for Life Insurance - Larger companies have lower rates if you buy life insurance.

It's important to understand that most credits do not apply to the entire cost. Most only apply to the cost of specific coverages such as liability and collision coverage. So even though they make it sound like adding up those discounts means a free policy, it doesn't quite work that way.

To see a list of insurers with the best auto insurance discounts in Kennebunk, follow this link.

Learn more today

More tips and info about auto insurance can be read at the Maine Bureau of Insurance website. Maine drivers can find disaster information, read industry bulletins, view a list of available companies, and find out industry alerts.