Tightwads Guide for Saving on Jeffersonville Auto Insurance
Have you had enough of paying out the nose each month for car insurance? You are in the same boat as millions of other consumers. Insurance companies such as GEICO and Progressive constantly blast consumers with ads and it can be hard to sift through the bull and find the best price available.
It's important to check auto insurance prices before your policy renews because prices are constantly changing. Even if you got the best rates a year ago you can probably find a lower rate today. You'll find quite a bit of inaccurate information about auto insurance on the internet, so we're going to give you some great ways to find affordable auto insurance.
How to Compare Jeffersonville Auto Insurance Rates
Most companies allow you to get prices for coverage directly from their websites. This process is fairly straightforward as you simply enter into the quote form. When the form is submitted, the system will obtain your driving and credit reports and generates a price. Online quotes makes comparing rates easy, but the time required to go to different websites and fill out multiple forms can be a bit tiresome and repetitive. Unfortunately, it is important to compare as many rates as possible in order to find a lower rate.
There is a better way!
A quicker way to lower your auto insurance bill uses one form that analyzes rates from several different companies. It's a real time-saver, eliminates repetitive work, and makes comparison shopping much simpler. After your information is entered, it is rated and you can choose your choice of the quotes returned. If you find a better price you can simply submit the application and purchase the new policy. The entire process can be completed in less than 10 minutes and could lower your rates considerably.
To find out how much you're overpaying now, click here and submit the form. If you have your current policy handy, we recommend that you enter the coverages exactly as shown on your declarations page. This ensures you are getting a price comparison for similar insurance coverage.
More discounts equal less premium
Car insurance companies don't always list every available discount in a way that's easy to find, so the following is a list of both the well known and also the lesser-known discounts you could be receiving. If you aren't receiving every discount available, you're paying more than you need to.
- Passive Restraints - Vehicles with factory air bags can qualify for discounts up to 30%.
- Employee of Federal Government - Being employed by or retired from a federal job can earn a discount up to 10% with certain companies.
- Multi-policy Discount - When you combine your home and auto insurance with the same insurance company you will save 10% to 20% off each policy.
- Accident Free - Claim-free drivers pay less compared to bad drivers.
- One Accident Forgiven - A handful of insurance companies allow you one accident before raising your premiums if you are claim-free for a certain period of time.
It's important to note that some credits don't apply to the entire cost. A few only apply to specific coverage prices like medical payments or collision. So even though they make it sound like you could get a free auto insurance policy, you're out of luck.
To see a list of providers offering auto insurance discounts in Jeffersonville, click here.
Additional detailed information can be read at the Kentucky Department of Insurance website. Visitors are able to find out industry alerts, download brochures, read consumer alerts, and read industry bulletins.
