Top 8 Ways to Save Money on Car Insurance in Hatfield

Having to pay for overpriced car insurance can take a big chunk out of your checking account and force you to make sacrifices. Comparing price quotes is a great way to make sure you're not throwing money away.

With consumers having so many options when it comes to car insurance, it's difficult to pick the lowest price insurance company.

Finding the best rates in Hatfield is quite easy. Just about anyone who has to buy car insurance will be able to cut their insurance bill. Nevertheless, Massachusetts car owners do need to know how big insurance companies market insurance on the web.

Car Insurance Prices in Hatfield, Massachusetts

Most companies quote coverage prices on their websites. Getting quotes is quite simple as you simply type in the coverages you want as detailed in the form. When the form is submitted, their rating system will obtain your credit score and driving record and generates pricing information. This helps simplify price comparisons, but the time it takes to visit many different websites and complete many quote forms gets old quite quickly. But it's very important to perform this step if you are searching for the best price on car insurance.

There is an easier way!

A quicker way to find lower prices is to use a quote form to obtain quotes from more than one company. The form is fast, reduces the work, and makes online price comparison much more enjoyable and efficient. Immediately after submitting the form, it is quoted with multiple companies and you can pick any or none of the quotes returned. If the quotes result in lower rates, you simply finish the application and buy the policy. It can be completed in less than 10 minutes and may result in a nice savings.

To find out if lower rates are available, click here to open in new window and begin entering your coverage information. If you have your current policy handy, we recommend you input the coverages identical to your current policy. This ensures you're receiving rate quotes for similar insurance coverage.

Are you getting all your discounts?

Companies offering auto insurance don't necessarily list every discount very well, so the following is a list of some of the more common and the more hidden discounts you could be receiving.

  • No Accidents - Drivers who don't have accidents pay less when compared to bad drivers.
  • Paperwork-free - A few companies will give a small break simply for signing online.
  • Safety Course Discount - Successfully completing a driver safety course could cut 5% off your bill and easily recoup the cost of the course.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles can avoid accidents and therefore earn up to a 10% discount.
  • Theft Prevention Discount - Vehicles with anti-theft systems are stolen less frequently and qualify for as much as a 10% discount.
  • Memberships - Belonging to a professional or civic organization may earn a discount when shopping for car insurance.
  • Life Insurance Discount - Larger companies have a break if you buy life insurance.
  • Good Student Discount - A discount for being a good student can earn a discount of 20% or more. The good student discount can last up until you turn 25.

Consumers should know that some credits don't apply to all coverage premiums. Most only cut the cost of specific coverages such as comp or med pay. Just because you may think all the discounts add up to a free policy, companies don't profit that way.

To see a list of insurance companies with discount car insurance rates in Massachusetts, click here.

For more Massachusetts car insurance information

More tips and info about car insurance can be read at the Massachusetts Division of Insurance website. Consumers can read industry bulletins, get help finding coverage, discover disciplinary actions, and find out industry alerts.

Additional helpful sites include this online resource for car insurance quotes in Massachusetts and this list of insurance agents in Hatfield.