Free Guide to Saving Money on Gurnee Auto Insurance Online

Expensive auto insurance can dwindle your savings account and make it impossible to make ends meet. Shopping your coverage around is a great way to slash your bill and have more diposable income.

Insurance companies such as State Farm, Allstate, GEICO and Progressive increase brand awareness with advertising and it is difficult to sift through the bull and find the best price available.

auto insurance in Gurnee

Save big with these discounts

Companies that sell car insurance do not advertise all available discounts in a way that's easy to find, so the following is a list of both well-publicized and the harder-to-find discounts you could be receiving.

  • Fewer Miles Equal More Savings - Fewer annual miles could qualify for a substantially lower rate.
  • Accident Waiver - A handful of insurance companies will allow you to have one accident without raising rates so long as you haven't had any claims for a certain period of time.
  • Discount for New Cars - Insuring a new car can save up to 30% compared to insuring an older model.
  • Payment Method - By paying your policy upfront rather than paying monthly you may reduce your total bill.
  • Multiple Vehicles - Insuring multiple vehicles on one policy qualifies for this discount.

It's important to note that some of the credits will not apply to all coverage premiums. Most cut the price of certain insurance coverages like liability and collision coverage. Just because you may think you could get a free auto insurance policy, you're out of luck.

For a list of insurers who offer auto insurance discounts in Gurnee, click here.

How to Lower Your Auto Insurance Cost in Gurnee, Illinois

There are several ways of comparing price quotes from local Gurnee auto insurance companies. The recommended way to find the lowest rates involves getting comparison quotes online. This can be accomplished in several different ways.

One of the best ways to compare a lot of rates at once is to use a rate comparison form (click to open form in new window). This type of form saves time by eliminating boring form submissions for each company. One form submission gets rate comparisons from all major companies.

A more difficult way to get quotes online is spending the time to visit the website for every company you want to comare to complete a price quote. For example, let's assume you want comparison quotes from , and . You would have to visit each site and enter your policy data, and that's why the first method is more popular.

To view a list of companies in Gurnee, click here.

However you get your quotes, ensure you are comparing exactly the same information for every company. If you compare higher or lower deductibles you will not be able to decipher which rate is best in Gurnee. Slightly different limits may cause a big price difference. Just remember that obtaining a wide range of quotes will increase your chances of finding the best price.

Final considerations

Lower-priced auto insurance can be purchased online and also from your neighborhood Gurnee agents, and you should be comparing both in order to have the best chance of saving money. Some insurance companies may not provide online quoting and usually these small insurance companies provide coverage only through local independent agents.

As you restructure your insurance plan, it's not a good idea to sacrifice coverage to reduce premiums. There are a lot of situations where drivers have reduced collision coverage and discovered at claim time that they should have had better coverage. The proper strategy is to purchase plenty of coverage for the lowest price while not skimping on critical coverages.