Top 7 Ways to Save on Car Insurance in Guin, AL
Are you sick and tired of robbing Peter to pay Paul each month for car insurance? You are in the same boat as millions of other consumers.
Companies like State Farm, Allstate, GEICO and Progressive persitently shower you with fancy advertisements and it can be hard to sift through the bull and effectively compare rates to find the best deal.
It's important to check car insurance prices before your policy renews since rates are constantly changing. Even if you think you had the best deal six months ago you can probably find a lower rate today. Starting right now, forget all the misinformation about car insurance because we're going to show you the proper way to save money, get proper coverage and the best rates.
Cheap Guin Car Insurance Comparisons
Performing a rate comparison can take time and effort if you aren't aware of the most efficient way to do it. You can spend countless hours driving to insurance agencies in Guin, or you could save time and use the internet to get rates in a matter of minutes.
The majority of car insurance companies participate in an industry program that allows shoppers to complete one form, and at least one company can give them a price based on the submitted data. This system prevents you from having to do repetitive form submissions to each individual car insurance company.
To submit your quote information now, click to open in new window.
The only downside to using this type of system is buyers cannot specifically choose the providers you want to price. So if you prefer to pick specific providers to request quotes from, we have assembled a list of car insurance companies in Alabama. Click here to view list.
It's up to you how you get prices quotes, just ensure you're using exactly the same coverage limits on every quote. If you enter differing limits it's impossible to make a fair comparison in Guin. Having just a slight variation in limits can make a big difference in price. And when price shopping your coverage, quoting more will increase your chances of finding better pricing.
Be sure to get all your discounts
Car insurance companies don't list every available discount in a way that's easy to find, so here is a list some of the more common as well as the least known ways to save on car insurance.
- Multi-policy Discount - When you combine your home and auto insurance with one company you will save up to 20% off your total premium.
- Accident Free - Claim-free drivers can earn big discounts compared to bad drivers.
- Low Mileage - Low mileage vehicles can qualify you for better rates on cars that stay parked.
- Military Rewards - Having a family member in the military could be rewarded with lower premiums.
- Braking Control Discount - Anti-lock brake equipped vehicles can avoid accidents and will save you 10% or more.
- Passive Restraint Discount - Vehicles with factory air bags can qualify for discounts up to 30%.
- Multiple Cars - Buying insurance for all your vehicles on the same car insurance policy may reduce the rate for each vehicle.
Keep in mind that most discount credits are not given to the entire cost. Most only cut individual premiums such as comprehensive or collision. Just because you may think you can get free auto insurance, it just doesn't work that way.
To see a list of providers with discount car insurance rates in Guin, click this link.
Additional detailed information is available at the Alabama Department of Insurance website. Consumers can read consumer alerts, read industry bulletins, find disaster information, and view a list of available companies.
