Free Guide to Saving Money on Greensboro Car Insurance Online

Did you fall for a flashy sales pitch and buy overpriced car insurance? Trust us, many consumers are feeling buyer's remorse and feel like there's no way out.

With so many companies to choose from, it's nearly impossible to choose the most affordable insurer.

It's important to compare prices every six months because rates are constantly changing. Even if you got the best rates two years ago there may be better deals available now. There is a lot of wrong information about car insurance on the web, but I'm going to show you some great ways to stop overpaying for insurance.

Greensboro car insurance comparison

Take advantage of discounts

The cost of insuring your cars can be expensive, but you can get discounts to reduce the price significantly. Larger premium reductions will be automatically applied when you quote, but some may not be applied and must be specially asked for prior to getting the savings.

  • 55 and Retired - Older drivers may be able to get better car insurance rates.
  • Multiple Vehicles - Insuring multiple vehicles on one policy could earn a price break for each car.
  • Bundle and Save - When you have multiple policies with the same company you may save at least 10% off all policies.
  • Early Switch Discount - A few companies offer discounts for switching to them before your current policy expires. It's a savings of about 10%.
  • Discount for Good Grades - Getting good grades can earn a discount of 20% or more. The good student discount can last well after school through age 25.
  • Sign Online - A few companies will give a small break for buying your policy online.

As a disclaimer on discounts, some credits don't apply to all coverage premiums. The majority will only reduce the cost of specific coverages such as liability, collision or medical payments. So even though they make it sound like adding up those discounts means a free policy, car insurance companies aren't that generous. Any amount of discount will help reduce your overall premium however.

For a list of companies who offer car insurance discounts in Georgia, click here.

Compare Quotes for Greensboro Car Insurance

There are several ways to compare quotes from car insurance companies in your area. The recommended way to find competitive insurance rates consists of shopping online. This can be accomplished in a couple of different ways.

One of the best ways to compare a lot of rates at once is to use a rate comparison form click here to open form in new window. This type of form eliminates the need for multiple quote forms for each company you want a rate for. Filling out one form gets rate comparisons from multiple low-cost companies.

Another way to compare rate quotes is spending the time to visit each company's website to complete their respective quote request forms. For instance, let's say you want to compare rates from , and . To get each rate you have to go to every website and enter your policy data, which is why most consumers use the first method. To view a list of companies in Greensboro, click here.

Whichever method you choose, ensure you are comparing apples-to-apples information on every quote you get. If you are comparing higher or lower deductibles it will be next to impossible to determine which rate is truly the best in Greensboro. Slightly different coverages may cause a big price difference. Just remember that obtaining a wide range of quotes gives you a better chance of getting the best price.

Final considerations

When buying insurance coverage, don't be tempted to sacrifice coverage to reduce premiums. There are many occasions where someone sacrificed collision coverage and discovered at claim time that their decision to reduce coverage ended up costing them more. Your aim should be to buy the best coverage you can find at an affordable rate.

Cheap car insurance can be purchased from both online companies and also from your neighborhood Greensboro agents, and you need to price shop both to have the best rate selection. Some insurance companies may not provide online quoting and most of the time these small insurance companies sell through independent agents.

We just showed you a lot of ways to get a better price on car insurance. The most important thing to understand is the more times you quote, the better your chances of lowering your rates. Drivers may discover the best price on car insurance is with a company that doesn't do a lot of advertising. These companies may have significantly lower rates on certain market segments than their larger competitors like .