Finding Cheap Great Falls Car Insurance

Nobody I know looks forward to buying car insurance, especially when they are paying too much. Drivers have multiple to buy insurance from, and although it's nice to have a selection, it can be more challenging to compare rates.

It's important to take a look at other company's rates periodically because rates are constantly changing. Even if you got the lowest price six months ago you can probably find a lower rate today. There is too much inaccurate information about car insurance online, so we're going to give you some great ways to find affordable car insurance.

Great Falls car insurance quote

How to Get Great Falls Car Insurance Comparison Quotes

Effectively comparing car insurance prices can be a lot of work if you aren't aware of the easiest way. You can spend countless hours discussing policy coverages with local insurance agents in Great Falls, or you could save time and use the internet to quickly compare rates.

The majority of car insurance companies enroll in a system that enables customers to submit their information once, and each participating company can give them a price for coverage. This prevents consumers from doing quotation requests to each individual car insurance company.

To submit your quote information now, click to open in new window.

The single downside to doing it this way is that consumers can't choose the providers you want to price. So if you prefer to choose from a list of companies to request quotes from, we put together a list of car insurance companies in Virginia. Click to view list.

Whichever method you choose, be sure to compare identical information for each price quote. If you use higher or lower deductibles it's not possible to truly determine the lowest rate in Great Falls.

Don't pay full price with these discounts

Companies that sell car insurance don't always list every available discount very clearly, so we researched some of the more common as well as the least known discounts you could be receiving. If you're not getting every credit you qualify for, you're paying more than you need to.

  • Anti-lock Brakes - Anti-lock brake equipped vehicles can reduce accidents and qualify for as much as a 10% discount.
  • Good Student - A discount for being a good student can earn a discount of 20% or more. Earning this discount can benefit you well after school through age 25.
  • Life Insurance Discount - Companies who offer life insurance give a discount if you purchase life insurance.
  • New Car Discount - Buying coverage on a new vehicle can be considerably cheaper because new vehicles have to meet stringent safety requirements.
  • Resident Student - Youth drivers who are attending college and do not have access to a covered vehicle may be able to be covered for less.
  • Multiple Vehicles - Having multiple vehicles on the same car insurance policy may reduce the rate for each vehicle.

A little note about advertised discounts, some credits don't apply to the entire policy premium. Most only apply to individual premiums such as comprehensive or collision. So even though it sounds like all the discounts add up to a free policy, you won't be that lucky.

To see a list of providers who offer car insurance discounts in Virginia, click here.

Your personal situation dictates your coverage

When choosing the best car insurance coverage for your vehicles, there isn't really a best way to insure your cars. Coverage needs to be tailored to your specific needs and your policy should reflect that. Here are some questions about coverages that may help highlight whether or not you might need professional guidance.

  • Does my insurance cover a custom paint job?
  • Should I buy only the required Virginia minimum liability coverage?
  • When does my teenage driver need to be added to my policy?
  • Should I file a claim if it's only slightly more than my deductible?
  • Do I need to file an SR-22 for a DUI in Virginia?
  • What are Virginia no-fault laws?

If you can't answer these questions but one or more may apply to you, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, fill out this quick form or click here for a list of car insurance companies in your area. It only takes a few minutes and can help protect your family.

Additional Virginia consumer information

Even more information is located at the Virginia Bureau of Insurance website. Consumers can find out industry alerts, file complaints about a company, view agent and company licensing information, and read enforcement actions against agents and companies.