Car Insurance in Grayslake - 7 Discounts to Save Money

Have you had enough of scraping the payment together each month for car insurance? You are in the same boat as many other Illinois consumers. Companies like State Farm, Allstate, GEICO and Progressive persitently shower you with TV and radio ads and it is difficult to sift through the bull and take the time to shop coverage around.

It's important to shop coverage around before your policy renews since rates are constantly changing. Even if you got the lowest rates a year ago you can probably find a lower rate today. So forget all the misinformation about car insurance because we're going to show you the tricks you need to know to find better rates and still maintain coverage.

Compare Grayslake Car Insurance Costs

Cutting your Grayslake car insurance rates is surprisingly easy. Just take time to compare rate quotes provided by online insurance companies. It is quite easy and can be accomplished in several different ways.

The recommended way to find low rates is to use a rate comparison form click to view form in new window. This type of form eliminates the need for repetitive form submissions to each individual car insurance company. In just a few minutes this one form gets rate comparisons from multiple companies.
A different way to compare rate quotes is spending the time to visit each individual company website to complete their respective quote request forms. For example, let's assume you want rates from , and . To find out each rate you need to visit each site and enter your policy data, which is why most consumers use the first method.

To view a list of companies in Grayslake, click here.
The most time-consuming way to get comparison rates is driving to different Grayslake agent offices. Shopping for car insurance online has reduced the need for local agents unless you prefer the professional advice only provided by licensed Grayslake agents. It is possible to get the lowest quotes online and still use a local agent and we'll cover that in a bit.

Whichever method you choose, ensure you're using exactly the same information on every quote you get. If you have higher or lower deductibles it will be next to impossible to determine which rate is truly the best in Grayslake.

Take advantage of discounts

Companies that sell car insurance don't always advertise all their discounts in a way that's easy to find, so we break down some of the more common and the more hidden discounts you could be receiving. If you aren't receiving every discount available, you're paying more than you need to.

Homeowners Pay Less - Owning a house in Grayslake can save you money due to the fact that maintaining a home is proof that your finances are in order.
Employee of Federal Government - Being employed by or retired from a federal job may qualify you for a discount with select insurance companies.
New Car Discount - Insuring a new car can be considerably cheaper due to better safety requirements for new cars.
Lower Rates for Military - Being deployed with a military unit may qualify for rate reductions.
Theft Prevention System - Vehicles with anti-theft systems help deter theft and qualify for as much as a 10% discount.
Driver Safety - Taking part in a driver safety course could save 5% or more and easily recoup the cost of the course.
55 and Retired - Mature drivers may be able to get a small decrease in premiums.

Keep in mind that some credits don't apply to the entire cost. Some only reduce the cost of specific coverages such as liability, collision or medical payments. So even though they make it sound like all those discounts means the company will pay you, it just doesn't work that way.

To see a list of companies who offer car insurance discounts in Grayslake, click here.

Learn more today

Additional detailed information can be found at the Illinois Department of Insurance website. Consumers can report car insurance fraud, download brochures, file complaints about an insurance agent or broker, and view a list of available companies.