Top 5 Ways to Get Lower Rates on Car Insurance in Gilbert, WV

Are you overwhelmed by the crazy number of car insurance choices in Gilbert? Lot's of other consumers are too. There are so many companies to choose from that it can turn into a lot of work to find better rates.

Buying car insurance in Gilbert is not that difficult. If you have car insurance now, you should be able to lower your premiums substantially using these methods. Although West Virginia car owners do need to know how companies market insurance on the web and apply this information to your search.

How to Compare Gilbert Car Insurance Costs

There are several ways to compare rate quotes from car insurance companies in your area. The best method to find the lowest rates is to perform an online rate comparison. This can be done using a couple different methods.

The recommended way consumers can make multiple comparisons is to use a rate comparison form click here to open form in new window. This form eliminates the need for repetitive form entry for every car insurance company. Completing one form will get you price quotes direct from many companies. Just one form and you're done.
A different way to compare rate quotes requires a visit to each individual company website and request a quote. For examples sake, we'll pretend you want to compare rates from , and . To get rate quotes you would need to take the time to go to each site to input your insurance information, and that's why the first method is more popular.

To view a list of companies in Gilbert, click here.
The hardest method of getting rate comparisons is driving around to different Gilbert agent offices. The ability to buy insurance online has reduced the need for local agents unless you have a need for the trained guidance of a local Gilbert agent. Drivers can get the lowest quotes online and still use a local agent and we'll cover that in a bit.

It doesn't matter which method you choose, just compare apples-to-apples coverage limits with every price quote. If the quotes have differing limits you will not be able to find the best deal in Gilbert. Having just a slight variation in coverages may result in large price differences. Just keep in mind that comparing more company's prices gives you a better chance of getting better pricing.

Take advantage of discounts

Companies offering auto insurance don't always advertise all available discounts very well, so we took the time to find some of the more common and the harder-to-find ways to save on car insurance.

Memberships - Belonging to a professional or civic organization could trigger savings when buying car insurance.
Fewer Miles Equal More Savings - Low mileage vehicles can earn better rates on cars that stay parked.
Safety Course Discount - Completing a driver safety course could possibly earn you a 5% discount and easily recoup the cost of the course.
Discount for Swiching Early - Select companies give a discount for switching to them before your current expiration date. The savings is around 10%.
Anti-theft Discount - Vehicles equipped with anti-theft or alarm systems are stolen less frequently and therefore earn up to a 10% discount.

A little note about advertised discounts, many deductions do not apply the the whole policy. Most only reduce the price of certain insurance coverages like physical damage coverage or medical payments. So when the math indicates all the discounts add up to a free policy, you won't be that lucky.

To see a list of insurers with discount car insurance rates in West Virginia, click this link.

Find out more about car insurance

Even more information can be found at the West Virginia Insurance Commission website. Consumers can find out which companies have the most complaints, find disaster information, and discover disciplinary actions.

Additional helpful sites include this link for West Virginia car insurance quotes and this link which helps you find a Gilbert agent.