Fountain Valley Auto Insurance For Less Than You're Paying Now

Searching for the most affordable Fountain Valley auto insurance online is problematic for people who are new to shopping for insurance online. With a ridiculous number of online companies available, how can you even start to compare them all to find the best available price?

How to Get Cheap Auto Insurance in Fountain Valley, CA

Shopping for lower auto insurance rates can be a lot of work if you aren't aware of the most efficient way to do it. You can spend countless hours driving to insurance agencies in Fountain Valley, or you could use the internet to get pricing more quickly.

The majority of car insurance companies enroll in a system that allows shoppers to enter their policy data once, and each company returns a rated price determined by their information. This prevents consumers from doing repetitive form submissions to each individual auto insurance company.

To submit your quote information now, click to open in new window.

The only downside to pricing coverage this way is you are unable to specify the providers you want pricing from. If you wish to select specific insurance companies to compare, we put together a list of companies who write auto insurance in California. View list of California insurance companies.

Whichever method you choose, make sure you use the exact same coverages with every price quote. If your comparisons have different limits and deductibles on each one then you won't be able to find the best deal in Fountain Valley.

Be sure to get all your discounts

Car insurance companies don't list all available discounts in an easy-to-find place, so here is a list both well-publicized and also the lesser-known discounts you could be receiving. If they aren't giving you every credit you deserve, you're paying more than you need to.

  • More Vehicles More Savings - Buying insurance for multiple cars or trucks on the same auto insurance policy can get a discount on all vehicles.
  • Discount for New Cars - Buying coverage on a new vehicle can be considerably cheaper due to better safety requirements for new cars.
  • No Accidents - Drivers who don't have accidents can earn big discounts when compared with bad drivers.
  • Fewer Miles Equal More Savings - Keeping the miles down can qualify you for a substantially lower rate.
  • Accident Waiver - A few companies allow you one accident before raising your premiums so long as you haven't had any claims for a particular time prior to the accident.
  • Life Insurance Discount - Companies who offer life insurance give lower rates if you buy auto and life insurance together.

As a disclaimer on discounts, some credits don't apply to your bottom line cost. A few only apply to specific coverage prices like physical damage coverage or medical payments. So when the math indicates having all the discounts means you get insurance for free, auto insurance companies aren't that generous.

To see a list of insurers with the best auto insurance discounts in Fountain Valley, click here.

How do I know if I need professional advice?

When choosing proper insurance coverage for your personal vehicles, there is no one size fits all plan. Every situation is different.

For example, these questions can help discover whether or not you would benefit from professional advice.

  • Am I covered when driving on a suspended license?
  • Can I still get insurance after a DUI?
  • Are there companies who specialize in insuring high-risk drivers?
  • Is my dog or cat covered if injured in an accident?
  • Is my vehicle covered for flood damage?
  • Does my policy cover me when driving someone else's vehicle?
  • Can I get a multi-policy discount for packaging my home and auto coverage?

If you can't answer these questions, you might consider talking to a licensed insurance agent. To find an agent in your area, fill out this quick form. It only takes a few minutes and you can get the answers you need.

Learn more about auto insurance in California

Even more information is available at the California Department of Insurance website. California consumers can report car insurance fraud, file complaints about an insurance agent or broker, and read industry bulletins.