Proven Techniques to Save on Flippin Auto Insurance

Did you fall for a flashy sales pitch and buy an overpriced auto insurance policy? Trust us when we tell you you're not alone.

Consumers have many to buy insurance from, and even though it's nice to have multiple companies, it can be more difficult to compare rates.

Save big with these discounts

Properly insuring your vehicles can get expensive, but there could be available discounts that many people don't even know exist. Some discounts apply automatically when you purchase, but lesser-known reductions have to be asked for before being credited.

  • No Accidents - Drivers with accident-free driving histories can save substantially when compared to drivers who are more careless.
  • Multi-car Discount - Insuring more than one vehicle on one policy can get a discount on all vehicles.
  • Anti-theft System - Anti-theft and alarm systems prevent vehicle theft and earn discounts up to 10%.
  • Paperwork-free - Some insurance companies may give you up to $50 just for signing your application over the internet.
  • No Charge for an Accident - Certain companies allow you one accident before your rates go up if your claims history is clear for a certain period of time.

It's important to note that most credits do not apply to all coverage premiums. Some only apply to specific coverage prices like comp or med pay. So even though they make it sound like you would end up receiving a 100% discount, you're out of luck. But any discount will bring down your overall premium however.

Auto insurance ads bend the truth

Auto insurance providers like Progressive, Allstate and GEICO constantly bombard you with ads on TV and radio. They all say the same thing that you can save if you switch to their company. How does each company claim to save you money? It's all in the numbers.

Different companies are able to cherry pick for the driver that earns them a profit. For example, a driver they prefer might be over the age of 50, has no driving citations, and has great credit. A customer getting a price quote who fits that profile will qualify for the lowest rates and most likely will save when switching.

Consumers who fall outside these standards will be quoted higher prices which usually ends up with the customer not buying. The ad wording is "customers who switch" not "people who quote" save that much. That's the way insurance companies can advertise the savings.

This emphasizes why you should compare many company's rates. It's impossible to know which auto insurance company will give you the biggest savings.

More information can be found on the website for the Arkansas Insurance Department found here. Visitors are able to read industry bulletins, report car insurance fraud, read consumer alerts, and get help finding coverage.

Shop smart and save

Lower-priced auto insurance can be found both online and also from your neighborhood Flippin agents, and you should be comparing both in order to have the best price selection to choose from. There are still a few companies who may not provide you the ability to get quotes online and these regional insurance providers work with independent agents.

As you prepare to switch companies, never buy lower coverage limits just to save a few bucks. There are too many instances where someone sacrificed uninsured motorist or liability limits only to regret that the small savings ended up costing them much more. Your strategy should be to get the best coverage possible at the best price while still protecting your assets.