How to Know You're Wasting Money for Car Insurance in Epworth
Did you fall for a flashy sales pitch and buy overpriced car insurance? Trust us, there are a lot of people in Epworth just like you who feel imprisoned by their car insurance policy.
Because you have many companies and agents to choose from, it can be diffult for consumers to choose the right insurance company.
More discounts equal less premium
Companies offering auto insurance don't always advertise every discount very well, so the following is a list of both the well known and the harder-to-find savings tricks you should be using.
- Accident Free - Drivers with accident-free driving histories pay less when compared to frequent claim filers.
- Defensive Driver - Completing a defensive driving course could possibly earn you a 5% discount depending on where you live.
- Early Signing - Select companies give a discount for buying a policy before your current policy expires. This can save 10% or more.
- Anti-lock Brake System - Vehicles with anti-lock braking systems are safer to drive and qualify for as much as a 10% discount.
- Distant Student - Kids in college living away from home attending college and do not have a car may be able to be covered for less.
It's important to note that most discount credits are not given the the whole policy. Most only apply to the price of certain insurance coverages like comp or med pay. So even though they make it sound like it's possible to get free car insurance, you're out of luck.
For a list of insurance companies offering car insurance discounts in Iowa, click here to view.
How to Compare Epworth Car Insurance Costs
Most major insurance companies allow you to get pricing online. Obtaining pricing is pretty easy as you simply type in the coverage amounts you desire into the quote form. Once entered, the system will obtain information on your driving record and credit history and returns a price quote based on these factors. This makes comparing rates easy, but the time required to go to several different sites and complete many quote forms can be a bit repetitive. Unfortunately, it is important to perform this step in order to find a lower rate.
A more efficient way to find better car insurance pricing makes use of a single form to obtain quotes from several companies at one time. It's a real time-saver, requires much less work on your part, and makes online quotes much more enjoyable. After sending your information, it is rated and you can choose any or none of the quotes that you receive. If one or more price quotes are lower than your current rates, you can simply submit the application and buy the new coverage. The entire process can be completed in a matter of minutes and could lower your rates considerably.
In order to find out how much you're overpaying now, click here and begin entering your coverage information. If you have your current policy handy, we recommend you enter the insurance coverages exactly as shown on your declarations page. This helps ensure you will have rate comparison quotes based on identical coverages.
Shop smart and save
Lower-priced car insurance is available both online and with local Epworth insurance agents, and you need to price shop both in order to have the best chance of saving money. There are still a few companies who do not offer online quoting and these small insurance companies work with independent agents.
We just presented some good ideas how you can get a better price on car insurance. The key thing to remember is the more price quotes you have, the better your chances of lowering your rates. You may even discover the best price on car insurance is with a lesser-known regional company. These companies often have lower prices on specific markets as compared to the big name companies such as .
