Free Guide to Cutting Costs on Edwardsville Car Insurance Online

Did you fall for a flashy sales pitch and buy overpriced car insurance? Believe me, many Edwardsville consumers feel financially strained by their car insurance policy. Numerous battle for your insurance dollar, so it can be very hard to choose a to find the lowest price

It's important to compare prices at least once a year because rates are constantly changing. Even if you think you had the best price a year ago there may be better deals available now. Forget anything you know (or think you know) about car insurance because I'm going to let you in on the secrets to how to quote online to find the best coverage while lowering your premiums.

Edwardsville car insurance comparison

These discounts can lower your rates

Companies don't always publicize all their discounts in an easy-to-find place, so we took the time to find some of the more common and the harder-to-find savings tricks you should be using. If they aren't giving you every credit possible, you're just leaving money on the table.

  • 55 and Retired - Older drivers may receive a small decrease in premiums.
  • Drive Less and Save - Low mileage vehicles can earn discounted rates on garaged vehicles.
  • Homeowners Discount - Owning a house in Edwardsville can help you save on car insurance because maintaining a house is proof that your finances are in order.
  • Multiple Cars - Buying coverage for all your vehicles on one policy qualifies for this discount.
  • New Car Discount - Insuring a new car can save up to 30% due to better safety requirements for new cars.

It's important to note that most discounts do not apply the the whole policy. Some only reduce the price of certain insurance coverages like liability, collision or medical payments. So even though it sounds like all those discounts means the company will pay you, you're out of luck.

For a list of companies with discount car insurance rates in Edwardsville, click here to view.

Quick Edwardsville Car Insurance Quotes

Most major insurance companies such as Progressive, GEICO, Allstate and State Farm allow you to get price estimates on the web. The process is quite simple as you just type in the coverage amounts you desire as detailed in the form. Once entered, their rating system will obtain your driving record and credit report and returns a price based on these and other factors. Quoting online streamlines rate comparisons, but having to visit several different sites and fill out multiple forms gets old quite quickly. But it's very important to have as many quotes as possible in order to find better car insurance pricing.

There is a better way!

A more efficient way to find better car insurance pricing utilizes a single form that gets price quotes from many companies. The form is fast, requires less work, and makes online price comparison a little more enjoyable. After your information is entered, it is rated with multiple companies and you can pick any of the quotes that you receive. If one or more price quotes are lower than your current rates, it's easy to complete the application and buy the new coverage. The entire process takes 15 minutes at the most and could lower your rates considerably.

If you want to find out what other companies charge, click here to open in new window and complete the simple form. If you currently have coverage, we recommend you complete the form with exactly as shown on your declarations page. This helps ensure you're receiving comparison quotes based on identical coverages.

And the best car insurance company is...

While you're price shopping online, never sacrifice coverage to reduce premiums. There are many occasions where an insured dropped physical damage coverage only to discover later they didn't purchase enough coverage. Your aim should be to find the BEST coverage for the lowest price.

Lower-priced car insurance is attainable from both online companies as well as from independent agents in Edwardsville, so compare prices from both to get a complete price analysis. Some companies don't offer online quoting and most of the time these regional insurance providers sell through independent agents.

We just showed you many tips how you can get a better price on car insurance. It's most important to understand that the more times you quote, the better your comparison will be. Consumers may even find the best prices are with a smaller regional carrier. These companies often have lower prices on specific markets than the large multi-state companies such as .