10 Discounts Edmonds Drivers Forget when Buying Car Insurance

Are you sick and tired of being strong-armed each month for car insurance? You're in the same situation as millions of other consumers.

With so many companies and agents to choose from, it's nearly impossible to choose the lowest price provider.

It's important to check car insurance prices once or twice a year since rates are constantly changing. If you had the best rates a year ago there may be better deals available now. You can find a lot of misleading information regarding car insurance online but I'm going to show you some great ways to stop overpaying for insurance.

The purpose of this post is to instruct you on the most effective way to quote insurance and some tricks to saving. If you are paying for car insurance now, you should be able to reduce your rates substantially using these techniques. Nevertheless, Washington consumers do need to know the way insurance companies determine prices.

Edmonds car insurance comparison

More discounts equal less premium

The cost of insuring your cars can be expensive, but there are discounts available to help offset the cost. Larger premium reductions will be automatically applied when you quote, but some may not be applied and must be specifically requested prior to getting the savings.

  • Senior Citizens - Older drivers can possibly qualify for reduced rates.
  • Driver's Ed - Require your teen driver to complete a driver education course in high school.
  • Military Rewards - Having a family member in the military can result in better rates.
  • Braking Control Discount - Vehicles with anti-lock braking systems prevent accidents and qualify for as much as a 10% discount.
  • Bundle and Save - When you have multiple policies with the same insurance company you will save approximately 10% to 15%.
  • Passive Restraint Discount - Factory air bags can receive discounts of up to 25% or more.
  • Employee of Federal Government - Simply working for the federal government may qualify you for a discount with select insurance companies.
  • Drive Less and Save - Keeping the miles down could qualify for better rates on cars that stay parked.
  • One Accident Forgiven - Some insurance companies will forgive one accident without raising rates as long as you don't have any claims for a particular time prior to the accident.
  • Sign Early and Save - Some insurance companies reward drivers for buying a policy before your current policy expires. It can save you around 10%.

Consumers should know that most discount credits are not given to the entire cost. Most only reduce individual premiums such as liability, collision or medical payments. Just because it seems like all those discounts means the company will pay you, companies don't profit that way. Any qualifying discounts will help reduce your premiums.

For a list of companies with the best car insurance discounts in Washington, click this link.

Fast and Easy Edmonds Car Insurance Quotes

Most major insurance companies quote prices for coverage on the web. Getting quotes is fairly straightforward as you just type in the amount of coverage you want into the quote form. Once entered, the system will obtain credit information and your driving record and gives you a price quote based on these and other factors. This makes comparing rates easy, but the process of having to visit a lot of sites and fill out multiple forms can be a bit repetitive. Unfortunately, it is important to have as many quotes as possible if you are searching for a lower rate.

A more efficient way to find cheaper rates is to use a quote form that gets price quotes from several different companies. It's a real time-saver, eliminates form submissions, and makes online quotes much easier to do. After your information is entered, it is quoted and you are able to buy any or none of the quotes that you receive.

If a lower price is quoted, you can click and sign and purchase the new policy. It can be completed in a matter of minutes and may result in a nice savings.

To find out how much you're overpaying now, click here and begin entering your coverage information. If you have your current policy handy, we recommend you complete the form with the coverage information identical to your current policy. This helps ensure you will have a fair comparison based on identical coverages.

Affordable insurance is out there

While you're price shopping online, do not sacrifice coverage to reduce premiums. There are many occasions where an insured dropped collision coverage and discovered at claim time they didn't purchase enough coverage. Your aim should be to get the best coverage possible at a price you can afford.

We just covered some good ideas how to get a better price on car insurance. The key concept to understand is the more times you quote, the more likely it is that you will get a better rate. Consumers may even find the best price on car insurance is with the least-expected company. These companies may often insure only within specific states and give getter rates as compared to the big name companies such as .