How to Know You're Wasting Money for Car Insurance in Easley
Did you fall for a flashy sales pitch and buy overpriced car insurance? Believe me, many consumers are feeling buyer's remorse and feel like there's no way out.
There are many to buy insurance from, and though it is a good thing to have a choice, it makes it harder to compare rates.
It's important to check car insurance prices every six months because rates are constantly changing. If you had the lowest price last year there may be better deals available now. Forget all the misinformation about car insurance because we're going to demonstrate one of the easiest ways to find great coverage at a great price.
Take advantage of discounts
Companies offering auto insurance do not advertise all their discounts very clearly, so we researched some of the more common and the more hidden car insurance savings.
- Discount for Life Insurance - Some companies give a discount if you purchase a life insurance policy as well.
- Club Memberships - Belonging to a qualifying organization could qualify you for a break on car insurance.
- Pay Upfront and Save - If you pay your bill all at once rather than paying monthly you can actually save on your bill.
- New Car Discount - Insuring a new car can save up to 30% since new cars are generally safer.
- Sign Early and Save - A few companies offer discounts for switching to them before your current policy expires. It can save you around 10%.
It's important to note that most credits do not apply to all coverage premiums. Most cut the cost of specific coverages such as collision or personal injury protection. Just because it seems like all the discounts add up to a free policy, you're out of luck.
For a list of companies with the best car insurance discounts in South Carolina, follow this link.
How to Compare Car Insurance Quotes in Easley, South Carolina
There are several ways to compare quotes from car insurance companies in your area. The recommended way to find competitive insurance rates involves getting comparison quotes online. This can be accomplished using a couple different methods.
One of the best ways to get quotes is to use a rate comparison form click here to open form in new window. This method prevents you from having to do separate quotation requests for every car insurance company. Filling out one form will return price quotes from car insurance companies with the best prices.
Another way to compare rate quotes consists of visiting the website for each individual company to request a price quote. For example, we'll pretend you want to compare rates from , and . To get rate quotes you would need to visit each site to enter your coverage information, which is why most consumers use the first method.
To view a list of companies in Easley, click here.
Which method you use is up to you, but ensure you are comparing identical deductibles and coverage limits for each price quote. If you compare different values for each quote it will be next to impossible to truly determine the lowest rate in Easley. Just a small difference in limits can make a big difference in price. Just remember that quoting more helps locate better pricing.
Do the work, save more money
When trying to cut insurance costs, it's very important that you do not sacrifice coverage to reduce premiums. In many instances, someone sacrificed liability coverage limits only to discover later that it was a big mistake. The ultimate goal is to purchase plenty of coverage at an affordable rate.
Lower-priced car insurance is possible from both online companies and with local Easley insurance agents, so compare prices from both to have the best chance of lowering rates. A few companies do not offer online quoting and most of the time these small, regional companies sell through independent agents.
