Car Insurance in Dover Foxcroft - 5 Discounts You Might be Missing

Comparison shopping for Dover Foxcroft car insurance is a challenge for people who are new to shopping for insurance online. There are so many options available that it can be a real challenge to find lower rates in Dover Foxcroft.

It's important to check car insurance prices before your policy renews since rates are constantly changing. Even if you got the lowest rates a few years ago there may be better deals available now. So forget all the misinformation about car insurance because we're going to show you the tricks you need to know to save money, get proper coverage and the best rates.

Maine car insurance quotes

Policy discounts you shouldn't miss

Car insurance companies do not list all their discounts very well, so we break down some of the more common as well as the least known car insurance savings. If you don't get every credit available, you're just leaving money on the table.

  • New Car Discount - Buying coverage on a new vehicle can save up to 30% compared to insuring an older model.
  • Employee of Federal Government - Simply working for the federal government can earn a discount up to 10% with select insurance companies.
  • Anti-lock Brake Discount - Vehicles with anti-lock braking systems are safer to drive and will save you 10% or more.
  • Early Signing - Some insurance companies reward drivers for switching to them before your current policy expires. This can save 10% or more.
  • Good Students Pay Less - Getting good grades can save 20 to 25%. This discount can apply until age 25.

A little note about advertised discounts, most credits do not apply to the entire cost. The majority will only reduce individual premiums such as collision or personal injury protection. So even though it sounds like you could get a free car insurance policy, you won't be that lucky.

For a list of companies offering car insurance discounts in Maine, follow this link.

Cheap Dover Foxcroft Car Insurance Comparisons

Finding a better price on car insurance is actually quite simple. Consumers just need to take time to compare rate quotes provided by online insurance companies. This can be accomplished using a couple different methods.

One of the best ways to get quotes is a comparison rater form click to view form in new window. This method saves time by eliminating repetitive form entry for each company. In just a few minutes this one form compares rates direct from many companies. Just one form and you're done.

A different way to shop for car insurance online is going to the website for each individual company to complete a price quote. For instance, let's say you want rates from , and . You would have to go to every website and enter your information, which is why the first method is more popular.

For a list of links to companies insuring cars in Dover Foxcroft, click here.

The least efficient way to compare rates is driving around to different agent offices. The internet makes this process obsolete unless you require the trained guidance of a licensed agent. You can, however, compare online quotes but buy from a local insurance agent and we'll cover that in a bit.

Which method you use is up to you, but ensure you're using apples-to-apples coverage limits and deductibles for every company. If you are comparing different liability limits it will be impossible to decipher which rate is best in Dover Foxcroft.

A tidy conclusion

As you shop your coverage around, don't be tempted to sacrifice coverage to reduce premiums. In many instances, an accident victim reduced uninsured motorist or liability limits only to regret that saving that couple of dollars actually costed them tens of thousands. The ultimate goal is to buy the best coverage you can find at a price you can afford.

Consumers switch companies for a number of reasons such as delays in paying claims, extreme rates for teen drivers, policy cancellation and high prices. No matter why you want to switch, choosing a new insurance company is not as hard as you think.

You just learned a lot of information how to get a better price on car insurance. The key thing to remember is the more rate quotes you have, the better your comparison will be. You may even find the most savings is with a small local company.