Tightwads Tips for Saving on Dewey Car Insurance

Did you fall for a flashy sales pitch and buy overpriced car insurance? Believe me, there are a lot of people in Dewey just like you who feel imprisoned by their car insurance policy. You have so many to buy insurance from, and although it's a good thing to have a choice, lots of choices makes it harder to compare rates.

It's important to shop coverage around every six months due to the fact that insurance rates are constantly changing. Despite the fact that you may have had the best deal a couple years back there may be better deals available now. Starting now, block out anything you think you know about car insurance because I'm going to teach you the proper way to find better rates and still maintain coverage.

Dewey car insurance comparison

More discounts equal less premium

The cost of insuring your cars can be expensive, buy you may qualify for discounts to cut the cost considerably. Certain discounts will be applied at quote time, but some must be asked about in order for you to get them. If you're not getting every credit possible, you're just leaving money on the table.

  • Senior Citizens - Older drivers may be able to get a small decrease in premiums.
  • Multiple Vehicles - Having multiple vehicles on one policy qualifies for this discount.
  • College Student - Kids in college who live away from home and do not have access to a covered vehicle may be able to be covered for less.
  • Sign Online - Certain companies may give you up to $50 just for signing your application over the internet.
  • Driver Safety - Completing a defensive driving course could possibly earn you a 5% discount depending on where you live.

It's important to note that most discounts do not apply to all coverage premiums. Most cut the price of certain insurance coverages like liability, collision or medical payments. So when the math indicates you can get free auto insurance, you're out of luck. But any discount will bring down your premiums.

For a list of companies who offer car insurance discounts in Oklahoma, click here to view.

How to Compare Car Insurance in Dewey, Oklahoma

Most major insurance companies like Progressive, GEICO, Allstate and State Farm allow you to get coverage price quotes online. Obtaining pricing is fairly simple as you just type in the coverages you want into the quote form. Once entered, the system will obtain information on your driving record and credit history and quotes a price based on many factors. Quoting online streamlines rate comparisons, but having to visit several different sites and type in the same information is repetitive and time-consuming. Unfortunately, it is important to get many rate quotes in order to find a lower rate.

A more efficient way to lower your rates makes use of a single form that gets price quotes from several companies at one time. It's a real time-saver, requires much less work on your part, and makes quoting online a lot less work. Immediately after you send the form, it is rated and you can select any one of the quotes that you receive.

If one or more price quotes are lower than your current rates, it's easy to complete the application and buy the new coverage. The entire process only takes a few minutes and could lower your rates considerably.

In order to find out how much you're overpaying now, click here and complete the simple form. If you have a policy now, it's recommended you replicate exactly as shown on your declarations page. This helps ensure you will receive rate comparison quotes based on identical coverages.

And the best car insurance company is...

As you go through the steps to switch your coverage, never sacrifice coverage to reduce premiums. There are many occasions where someone sacrificed liability limits or collision coverage only to find out that the savings was not a smart move. Your aim should be to purchase plenty of coverage for the lowest price.

Lower-priced car insurance can be bought both online as well as from independent agents in Dewey, and you should compare price quotes from both in order to have the best chance of saving money. Some car insurance companies don't offer online quoting and most of the time these smaller companies sell through independent agents.