Tightwads Guide for Saving on Deltona Auto Insurance
Did you fall for a flashy sales pitch and buy overpriced auto insurance? Trust us, many consumers are feeling buyer's remorse and feel like there's no way out.
Big companies like GEICO and Progressive promote their brand names with ad campaigns and it can be hard to sift through the bull and find the best price available.
It's important to compare prices every six months because insurance rates are constantly changing. Even if you got the lowest price a couple years back there may be better deals available now. You'll find quite a bit of inaccurate information about auto insurance on the internet, so I'm going to show you some great ways to stop overpaying for insurance.
If you currently have car insurance, you should be able to cut costs considerably using this information. Finding affordable coverage in Deltona is quite easy. Nevertheless, Florida drivers do need to know how insurance companies price insurance differently because it can help you find the best coverage.
Be sure to get all your discounts
Car insurance companies don't always advertise all their discounts in a way that's easy to find, so we researched both well-publicized and the more hidden ways to save on auto insurance.
- Save over 55 - Older drivers may be able to get a small decrease in premiums.
- Multiple Vehicles - Buying insurance for multiple vehicles on one policy could earn a price break for each car.
- Discount for New Cars - Putting insurance coverage on a new car can save up to 30% compared to insuring an older model.
- Claim Free - Drivers with accident-free driving histories pay much less as compared to frequent claim filers.
- Drive Less and Save - Fewer annual miles could be rewarded with better rates on cars that stay parked.
- Sign Online - Some insurance companies will discount your bill up to fifty bucks simply for signing digitally online.
- Anti-theft System - Vehicles equipped with anti-theft or alarm systems help deter theft and qualify for as much as a 10% discount.
It's important to understand that most discount credits are not given to all coverage premiums. Most only apply to the cost of specific coverages such as liability, collision or medical payments. So when the math indicates you would end up receiving a 100% discount, it doesn't quite work that way.
For a list of companies who offer auto insurance discounts in Deltona, click this link.
Comprehensive Deltona Auto Insurance Comparison
Effectively comparing auto insurance prices can take time and effort if you don't know the easiest way. You can waste hours discussing policy coverages with local insurance agents in Deltona, or you can utilize online quotes to get rate comparisons in just a few minutes.
Most car insurance companies belong to a marketplace that allows shoppers to send in one quote, and at least one company then gives them pricing for coverage. This system prevents you from having to do quotation requests to each individual auto insurance company.
To submit your quote information now, click here (opens in new window).
The single downside to using this type of system is you don't know exactly the companies to receive prices from. If you prefer to choose individual companies to receive pricing from, we have a listing of low cost auto insurance companies in Florida. Click to view list.
It's up to you how you get prices quotes, just ensure you are comparing exactly the same information on every quote. If you use higher or lower deductibles it will be next to impossible to make a fair comparison in Deltona. Having just a slight variation in coverage limits can result in a big premium difference. Just remember that comparing a large number of companies will improve the odds of getting the best price.
Final considerations
As you go through the steps to switch your coverage, it's a bad idea to sacrifice coverage to reduce premiums. There are many occasions where someone sacrificed collision coverage and learned later that the savings was not a smart move. Your aim should be to buy enough coverage at an affordable rate.
Low-cost auto insurance can be purchased online as well as from independent agents in Deltona, and you should be comparing both to get a complete price analysis. Some auto insurance companies don't offer online quoting and most of the time these small, regional companies sell through independent agents.
