5 Discounts Dadeville Shoppers Forget when Quoting Car Insurance
Are you intimidated by the number of car insurance options in Dadeville? You're not alone. Drivers have so many options available that it can turn into more work than you anticipated to find lower rates.
It's important to get comparison quotes every six months since rates are constantly changing. If you had the best deal a few years ago there may be better deals available now. So block out anything you think you know about car insurance because we're going to show you the only way to save on car insurance.
Be sure to get all your discounts
Car insurance companies don't always advertise every available discount very well, so here is a list some of the more common and also the lesser-known discounts you could be receiving.
- Discount for Good Grades - Getting good grades can get you a discount of up to 25%. The discount lasts up to age 25.
- Club Memberships - Belonging to a professional or civic organization may earn a discount on your policy.
- Military Discounts - Being deployed with a military unit can result in better rates.
- Anti-lock Brakes - Vehicles with anti-lock braking systems prevent accidents and will save you 10% or more.
- Multi-policy Discount - When you have multiple policies with one company you may save up to 20% off your total premium.
Keep in mind that some credits don't apply to all coverage premiums. Most only apply to specific coverage prices like medical payments or collision. So even though it sounds like all the discounts add up to a free policy, it just doesn't work that way.
For a list of providers with the best car insurance discounts in Alabama, click here.
Compare Quotes for Dadeville Car Insurance
There are several ways to compare car insurance prices but some are more efficient than others. You can waste hours driving to agents in Dadeville, or you could use online quotes to get the quickest rates.
Most car insurance companies participate in a marketplace that allows shoppers to send in one quote, and at least one company can provide price quotes for coverage. This prevents consumers from doing repetitive form submissions to each individual car insurance company.
To submit your quote information now, click here (opens in new window).
The only drawback to getting quotes like this is you can't choose the companies you will receive quotes from. If you prefer to choose specific providers for rate comparison, we have assembled a list of companies who write car insurance in Alabama. View list of Alabama insurance companies.
Whichever method you choose, ensure you are comparing apples-to-apples deductibles and coverage limits for each comparison quote. If you use different values for each quote then you won't be able to determine the lowest rate in Dadeville. Slightly different limits could mean much higher rates. Just remember that having more price comparisons provides better odds of finding better pricing.
The best insurance company isn't always the cheapest
You just learned a lot of ways to get a better price on car insurance. The key concept to understand is the more you quote, the better your comparison will be. You may even find the lowest rates come from some of the smallest insurance companies.
Affordable car insurance is possible from both online companies in addition to many Dadeville insurance agents, and you should compare price quotes from both in order to have the best price selection to choose from. Some car insurance companies do not provide online quoting and many times these smaller companies only sell through independent insurance agents.
Drivers who switch companies do it for a variety of reasons including poor customer service, questionable increases in premium, unfair underwriting practices and policy cancellation. Regardless of your reason, finding a new car insurance company is not as hard as you think.
