Car Insurance in Corte Madera California - 6 Discounts You Might be Missing

Buying affordable Corte Madera car insurance online can be challenging for beginners to comparison shopping online. With dozens of online companies available, how can you even start to compare every one to find the best available rates?

Where Can I Get Cheap Corte Madera Car Insurance?

There are several ways to compare car insurance quotes, and some are easier and takes less work. You could spend your day talking about coverages with insurance agencies in Corte Madera, or you could save time and use the internet to quickly compare rates.

All the larger companies are enrolled in a marketplace that allows shoppers to enter their policy data once, and each company returns a competitive quote based on that data. This prevents consumers from doing quote requests to each individual car insurance company. To submit your quote information now, click here (opens in new window).

The one disadvantage to pricing coverage this way is you are unable to specify which companies to get quotes from. If you wish to select from a list of companies to compare rates, we have assembled a list of car insurance companies in California. Click here for list of insurance companies in California.

Whichever method you choose, make sure you use identical coverage limits and deductibles with every price quote. If you have different liability limits it's not possible to find the best deal in Corte Madera.

Be sure to get all your discounts

Auto insurance companies don't always publicize every discount very clearly, so the following is a list of both the well known as well as the least known discounts you could be receiving. If you're not getting every credit you deserve, you're just leaving money on the table.

  • Government Employees - Simply working for the federal government could cut as much as 10% off with a few car insurance companies.
  • Multiple Policy Discount - When you have multiple policies with one company you could get a discount of at least 10% off all policies.
  • Anti-lock Brakes - Vehicles with anti-lock braking systems are safer to drive and will save you 10% or more.
  • Distant Student - Youth drivers living away from home attending college and do not have a car can receive lower rates.
  • Save with a New Car - Insuring a new car can save up to 30% because new vehicles have to meet stringent safety requirements.
  • Payment Discounts - By paying your policy upfront rather than paying monthly you could save 5% or more.

Keep in mind that some credits don't apply to your bottom line cost. Some only reduce individual premiums such as comp or med pay. So when it seems like all the discounts add up to a free policy, it just doesn't work that way.

For a list of insurance companies offering car insurance discounts in California, click here.

How do I know if I need professional advice?

When it comes to choosing coverage for your personal vehicles, there isn't really a "best" method to buy coverage. Coverage needs to be tailored to your specific needs.

For example, these questions can help discover whether or not you would benefit from professional advice.

  • Do I have coverage for damage caused while driving under the influence?
  • What is the difference between comprehensive and collision coverage?
  • Do I need PIP (personal injury protection) coverage in California?
  • Do I pay less if my vehicle is kept in my garage?
  • Who is covered when they drive my vehicle?
  • Are my tools covered if they get stolen from my vehicle?
  • When does my teenage driver need to be added to my policy?

If you can't answer these questions but a few of them apply, you may need to chat with a licensed agent. If you don't have a local agent, complete this form. It's fast, free and can help protect your family.

Additional detailed information can be read at the California Department of Insurance website. Visitors are able to download brochures, view agent and company licensing information, and read consumer alerts.

California car insurance quotes

And the best car insurance company is...

Drivers switch companies for a number of reasons such as high rates after DUI convictions, policy non-renewal, policy cancellation and not issuing a premium refund. Regardless of your reason, choosing a new insurance company is not as hard as you think.

While you're price shopping online, it's very important that you do not reduce needed coverages to save money. There are too many instances where consumers will sacrifice collision coverage and discovered at claim time they didn't purchase enough coverage. Your strategy should be to find the BEST coverage at a price you can afford while still protecting your assets.

We just covered a lot of ways to lower your car insurance rates. The key thing to remember is the more price quotes you have, the higher your chance of finding lower rates. Drivers may discover the best price on car insurance is with the least-expected company.