Car Insurance in Conyers - 6 Discounts You Might be Missing

If you are a novice to online car insurance shopping, you may be overwhelmed by the vast number of car insurance companies offering insurance in Conyers.

It's important to check car insurance prices periodically since rates are constantly changing. Even if you got the lowest price last year you may be paying too much now. Forget all the misinformation about car insurance because I'm going to let you in on the secrets to the only way to lower your rates without sacrificing coverage.

If you have insurance now or need new coverage, you can use these techniques to get lower rates while maintaining coverages. This information will familiarize you with the best way to quote coverages and some tips to save money. Georgia consumers only need to know the most effective way to shop for car insurance online.

Conyers Car Insurance Comparisons

Most major insurance companies such as GEICO, State Farm and Progressive provide prices for coverage on their websites. Getting quotes is fairly straightforward as you just type in your personal and coverage information as detailed in the form. Behind the scenes, the system will obtain credit information and your driving record and gives you a price quote.

Quoting online makes comparing rates easy, but the process of having to visit a lot of sites and complete many quote forms can be a bit repetitive. But it's very important to do this if you want to find better car insurance pricing.

A less time-consuming method to compare rates is to use a quote form that obtains quotes from a lot of companies. The form is fast, eliminates form submissions, and makes online quotes much easier to do. After sending your information, it gets priced and you can choose any of the returned quotes. If a lower price is quoted, you can click and sign and purchase coverage. The whole process just takes a couple of minutes and you will find out if you're overpaying now.

To find out what other companies charge, click here to open in new window and complete the simple form. If you have coverage now, it's recommended you type in the insurance coverages as close as possible to your current policy. This way, you will have a fair comparison based on similar coverages.

Georgia car insurance quotes

These six discounts can lower your rates

Companies that sell car insurance don't list all their discounts in an easy-to-find place, so we researched both the well known as well as the least known savings tricks you should be using. If they aren't giving you every credit you qualify for, you're just leaving money on the table.

  • Bundle and Save - When you have multiple policies with one insurance company you may earn at least 10% off all policies.
  • Early Signing - Some insurance companies reward drivers for buying a policy before your current policy expires. This can save 10% or more.
  • Theft Prevention Discount - Cars that have factory anti-theft systems can help prevent theft and will save you 10% or more.
  • Multi-car Discount - Buying coverage for more than one vehicle on one policy may reduce the rate for each vehicle.
  • Good Student - Getting good grades can earn a discount of 20% or more. Earning this discount can benefit you until age 25.
  • College Student - Kids in college who are attending college and do not have a car can be insured at a reduced rate.

A little note about advertised discounts, most discount credits are not given to the entire policy premium. Most only reduce individual premiums such as collision or personal injury protection. Just because it seems like adding up those discounts means a free policy, you won't be that lucky.

For a list of companies offering car insurance discounts in Conyers, click here to view.

Different people need different coverages

When it comes to choosing the best car insurance coverage for your vehicles, there is no "best" method to buy coverage. Coverage needs to be tailored to your specific needs.

For instance, these questions may help highlight whether you would benefit from professional advice.

  • What are the best liability limits?
  • Does my car insurance cover rental cars?
  • Do I need special endorsements for business use of my vehicle?
  • Am I covered when driving on a suspended license?
  • Should I buy only the required Georgia minimum liability coverage?
  • Do I need to file an SR-22 for a DUI in Georgia?

If you're not sure about those questions but a few of them apply, you might consider talking to an agent. To find lower rates from a local agent, fill out this quick form. It's fast, free and can help protect your family.

Even more information is located at the Georgia Insurance and Safety Fire Commissioner website. Visitors are able to view agent and company licensing information, file complaints about a company, and read consumer alerts.

Georgia car insurance

And the best car insurance company is...

As you prepare to switch companies, never reduce needed coverages to save money. In many instances, someone dropped liability coverage limits only to discover later that the small savings ended up costing them much more. The ultimate goal is to get the best coverage possible at a price you can afford.

We just covered some good ideas how you can lower your car insurance rates. The key thing to remember is the more rate quotes you have, the more likely it is that you will get a better rate. You may be surprised to find that the best price on car insurance is with the least-expected company.

The cheapest car insurance can be found both online and with local Conyers insurance agents, and you need to price shop both to have the best selection. There are still a few companies who do not offer online quoting and most of the time these small, regional companies sell through independent agents.