Easy Tips to Spend Less on Clio Auto Insurance

Are you overwhelmed by the dozens of auto insurance options in Clio? You're not the only one! Drivers have so many companies to choose from that it can turn into a big hassle to find better rates.

It's important to get comparison quotes at least once a year because insurance rates are constantly changing. Just because you had the lowest price a few years ago you can probably find a lower rate today. You'll find quite a bit of inaccurate information about auto insurance on the internet, so I'm going to show you some great ways to find affordable auto insurance.

If you currently have a car insurance policy, you will most likely be able to cut costs considerably using this information. This information will tell you the best way to quote coverages and some money-saving tips. Although South Carolina drivers do need to know the way insurance companies sell insurance online because it can help you find the best coverage.

Comprehensive Clio Auto Insurance Comparison Quotes

There are several ways to compare auto insurance prices and some are less time-consuming than others. You can spend countless hours discussing policy coverages with insurance agencies in Clio, or you can utilize online quoting to get rate comparisons in just a few minutes.

The majority of car insurance companies participate in a marketplace that allows shoppers to submit one quote, and every company then gives them pricing for coverage. This saves time by eliminating quotation requests for each company you want a rate for. To submit your quote information now, click to open in new window.

The single downside to using this type of form is you are unable to specify the providers you want pricing from. So if you want to select from a list of companies to compare rates, we put together a list of low cost auto insurance companies in South Carolina. Click here for list of insurance companies in South Carolina.

It's up to you which method you use, but compare exactly the same coverages and limits with each company. If you use different deductibles it will be next to impossible to make an equal comparison in Clio. Quoting even small variations in coverages could mean much higher rates. Just keep in mind that having more price comparisons will improve the odds of getting a lower rate.

How much can you save with discounts?

Auto insurance companies don't always list all their discounts in a way that's easy to find, so we researched both well-publicized and the more hidden savings tricks you should be using.

  • Sign Online - A few companies will discount your bill up to fifty bucks for buying your policy digitally online.
  • Defensive Driver - Successfully completing a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Air Bag Discount - Factory air bags and/or automatic seat belt systems can qualify for discounts of 20% or more.
  • No Claims - Drivers with accident-free driving histories pay much less as compared to bad drivers.
  • Military Discounts - Being on active duty in the military could mean lower rates.
  • Discount for Good Grades - A discount for being a good student can earn a discount of 20% or more. Earning this discount can benefit you until age 25.
  • Drive Less and Save - Driving fewer miles could be rewarded with discounted rates on garaged vehicles.

A little note about advertised discounts, most discount credits are not given the the whole policy. Most only apply to the cost of specific coverages such as liability, collision or medical payments. So when the math indicates all the discounts add up to a free policy, you won't be that lucky.

To see a list of companies offering auto insurance discounts in Clio, click here to view.

Find out more about auto insurance

Even more information is located at the South Carolina Department of Insurance website. South Carolina consumers can get help finding coverage, discover disciplinary actions, and find out industry alerts.