Proven Ways to Save on Clinton Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, many consumers are feeling buyer's remorse and feel like there's no way out. You have multiple to pick from, and even though it's nice to have a selection, having more makes it harder to compare rates.

It's important to do rate comparisons at least once a year because prices are constantly changing. If you had the best rates on your last policy you can probably find a lower rate today. Don't believe everything you read about auto insurance on the web, but we're going to give you some great ways to find affordable auto insurance.

Buying car insurance in Clinton is not that difficult. If you are paying for car insurance now, you stand a good chance to be able to reduce your rates substantially using these methods. Kentucky consumers only need to know the most efficient way to get comparison quotes online.

Kentucky auto insurance

Quick Clinton Auto Insurance Quotes

Cutting your Clinton auto insurance rates is a fairly straight forward process. Just take the time comparing rate quotes from different insurance companies. This can be done using a couple different methods.

  • The recommended way to get the best comparison quotes is to use a rate comparison form click here to open form in new window. This method eliminates the need for separate quote forms to each individual auto insurance company. Completing one form will return price quotes from many national carriers.
  • A more difficult way to compare rate quotes consists of visiting each company website and request a quote. For instance, we'll pretend you want to compare rates from , and . To find out each rate you need to go to every website to enter your coverage information, which is why most consumers use the first method.

    To view a list of companies in Clinton, click here.

Which method you use is up to you, but compare identical deductibles and coverage limits with every price quote. If your comparisons have different values for each quote it will be next to impossible to find the best deal in Clinton.

Take advantage of discounts

Companies offering auto insurance don't always advertise every available discount very clearly, so the following is a list of both well-publicized and the more hidden auto insurance savings. If you're not getting every credit possible, you're paying more than you need to.

  • Air Bag Discount - Vehicles with factory air bags and/or automatic seat belt systems may earn rate discounts of 20% or more.
  • Low Mileage - Keeping the miles down could qualify for lower rates on the low mileage vehicles.
  • Pay Upfront and Save - If you pay your bill all at once instead of paying each month you can actually save on your bill.
  • Discount for Life Insurance - Companies who offer life insurance give a discount if you purchase auto and life insurance together.
  • More Vehicles More Savings - Insuring multiple cars or trucks on the same auto insurance policy could earn a price break for each car.
  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles prevent accidents and earn discounts up to 10%.
  • Resident Student - Children living away from home attending college without a vehicle on campus may qualify for this discount.

A little note about advertised discounts, most credits do not apply the the whole policy. A few only apply to the cost of specific coverages such as medical payments or collision. So even though they make it sound like having all the discounts means you get insurance for free, you won't be that lucky.

To see a list of providers with the best auto insurance discounts in Kentucky, follow this link.

Find out more about auto insurance

Even more information can be read at the Kentucky Department of Insurance website. Kentucky consumers can file complaints about a company, find disaster information, view a list of available companies, and file complaints about an insurance agent or broker.

Additional helpful sites include NAIC.org's Understanding your Policy and this directory of Clinton insurance agents.