5 Tricks to Save on Car Insurance in Clear Spring Maryland

Are you overwhelmed by the wide range of car insurance options in Clear Spring? You're not the only one! People have so many options available that it can turn into a big hassle to locate the lowest price.

How to Compare Clear Spring Car Insurance Costs

The are a couple different ways to get quotes from car insurance companies in your area. The best method to find the lowest rates involves getting comparison quotes online. This can be done using a couple different methods.

  • The recommended way to compare a lot of rates at once is a comparison rater form click here to open form in new window. This type of form keeps you from doing separate quotes for every car insurance company. Completing one form will get you rate comparisons instantly. Just one form and you're done.
  • A more time consuming way to shop for car insurance online requires you to visit each individual company website and complete a new quote form. For example, let's assume you want to compare rates from , and . To get rate quotes you would need to visit each site and enter your policy data, which is why the first method is more popular. For a list of links to companies insuring cars in Clear Spring, click here.

Whichever method you choose, compare apples-to-apples coverage information on every quote. If you compare unequal deductibles or liability limits it will be impossible to make a fair comparison in Clear Spring. Slightly different limits may cause a big price difference. Just keep in mind that obtaining a wide range of quotes gives you a better chance of getting the best offered rates.

Policy discounts you shouldn't miss

Insurance can cost an arm and a leg, but you can get discounts to cut the cost considerably. Larger premium reductions will be automatically applied when you complete an application, but some may not be applied and must be manually applied before they will apply.

  • Memberships - Being a member of a professional or civic organization may earn a discount when buying car insurance.
  • Driver Safety - Completing a defensive driving course could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Save with a New Car - Insuring a new car can be considerably cheaper since new cars are generally safer.
  • Discount for Good Grades - A discount for being a good student can get you a discount of up to 25%. The good student discount can last well after school through age 25.
  • Life Insurance Discount - Some companies give a break if you buy a life insurance policy as well.

It's important to note that some credits don't apply the the whole policy. Most cut individual premiums such as physical damage coverage or medical payments. So even though they make it sound like it's possible to get free car insurance, you're out of luck. But any discount will help reduce the amount you have to pay.

To see a list of insurers who offer car insurance discounts in Maryland, click here.

More information can be read on the Maryland Insurance Administration website located here. Visitors are able to find out which companies have the most complaints, discover disciplinary actions, and read enforcement actions against agents and companies.

Additional helpful sites include this link for Maryland car insurance quotes and this link which helps you find a Clear Spring agent.