Free Guide to Saving Money on Clarkesville Auto Insurance Online

Having to pay for overpriced auto insurance can drain your checking account and make it impossible to make ends meet. Comparing price quotes is free, only takes a few minutes, and is a good way to cut your insurance bill. With so many choices, it can be impossible to choose the most affordable car insurance company.

It's important to compare prices yearly since insurance rates are constantly changing. Even if you got the lowest rates on your last policy there may be better deals available now. Starting now, ignore everything you know about auto insurance because it's time to teach you the tricks you need to know to find lower rates on auto insurance.

Buying car insurance in Clarkesville is quite easy. If you have car insurance now, you will most likely be able to lower your premiums substantially using these methods. Georgia drivers only need an understanding of the proper way to get comparison rates over the internet.

Save big with these discounts

Companies offering auto insurance don't always publicize all their discounts very well, so we break down some of the best known and also the lesser-known savings tricks you should be using. If you don't get every credit you deserve, you're just leaving money on the table.

Life Insurance - Larger companies have a break if you buy a life insurance policy as well.
Bundle and Save - When you have multiple policies with the same company you could get a discount of up to 20% off your total premium.
Claim Free - Drivers who don't have accidents can save substantially as compared to frequent claim filers.
Own a Home - Owning a house in Clarkesville can help you save on auto insurance due to the fact that maintaining a home is proof that your finances are in order.
Passive Restraints - Factory air bags or automatic seat belts can receive discounts of up to 25% or more.
Government Employees - Simply working for the federal government can save as much as 8% with select insurance companies.
Anti-lock Brake System - Vehicles with anti-lock braking systems can reduce accidents and earn discounts up to 10%.

It's important to understand that most discounts do not apply to your bottom line cost. A few only apply to specific coverage prices like collision or personal injury protection. Just because you may think you can get free auto insurance, it doesn't quite work that way.

For a list of companies who offer auto insurance discounts in Georgia, click here to view.

Where Can I Get Cheap Clarkesville Auto Insurance?

Finding a better price on auto insurance isn't really that difficult. You just have to invest a few minutes to get quotes provided by online insurance companies. This can be accomplished using a couple different methods.

One of the best ways to compare a lot of rates at once is to use a rate comparison form (click to open form in new window). This easy form eliminates the need for separate quote forms for every auto insurance company. A single, simple form gets rate comparisons from many national carriers.

A harder way to get quotes online is spending the time to visit the website for each individual company and fill out their own quote form. For instance, we'll pretend you want comparison quotes from , and . To get rate quotes you would need to go to every website and enter your policy data, which is why the first method is quicker.

To view a list of companies in Clarkesville, click here.

The least recommended way to get comparison rates is driving around to and from local Clarkesville insurance agencies. Shopping for auto insurance online makes this process obsolete unless you want the professional guidance of a local Clarkesville agent. However, consumers can compare online quotes and still use a local agent and we'll touch on that later.

It's your choice how you get your quotes, but make sure you use apples-to-apples information for every quote you compare. If your comparisons have higher or lower deductibles you can't possibly determine the best price in Clarkesville.

But I don't know anything about car insurance

When it comes to choosing adequate coverage for your personal vehicles, there really is no single plan that fits everyone. Your needs are not the same as everyone else's so your insurance should reflect that These are some specific questions can help discover if your situation would benefit from an agent's advice.

When does my teenage driver need to be added to my policy?
What are the best liability limits?
Will I be non-renewed for getting a DUI or other conviction?
When do I need to add a new car to my policy?
Should I drop comprehensive coverage on older vehicles?
Am I covered if I drive in a foreign country?
Can I get a multi-policy discount for packaging my home and auto coverage?

If you're not sure about those questions then you might want to talk to an insurance agent. To find an agent in your area, simply complete this short form or you can go here for a list of companies in your area. It's fast, free and you can get the answers you need.

In the end, you save

When you buy insurance online, don't be tempted to sacrifice coverage to reduce premiums. In many instances, consumers will sacrifice uninsured motorist or liability limits only to regret that the few dollars in savings costed them thousands. The ultimate goal is to buy enough coverage at the best price.

Throughout this article, we presented many tips how you can get a better price on auto insurance. The most important thing to understand is the more rate quotes you have, the higher the chance of saving money. You may be surprised to find that the most savings is with a small mutual company. These companies can often provide lower rates in certain areas than their larger competitors like .

Low-cost auto insurance can be purchased on the web as well as from independent agents in Clarkesville, so you should compare both so you have a total pricing picture. There are still a few companies who don't offer online quoting and most of the time these regional insurance providers sell through independent agents.