Easy Methods to Pay Less on Buckley Auto Insurance

Buying the lowest cost Buckley auto insurance over the internet is problematic for beginners to comparison shopping online. With a ridiculous number of insurers available, how can consumers even start to compare every one to find the lowest rates?

compare Buckley auto insurance rates

Which Auto Insurance is Cheapest in Buckley, Washington?

Cutting your auto insurance rates is not a difficult process. Consumers just need to invest a few minutes comparing rates online from several insurance companies. This is very easy and can be done using a couple different methods.

  • The recommended way consumers can analyze rates is a comparison rater form (click to open form in new window). This easy form eliminates the need for separate forms for every auto insurance company. One form submission compares rates from several companies. This is perfect if you don't have a lot of time.
  • A harder way to shop for auto insurance online is going to the website of each company and fill out their own quote form. For instance, let's assume you want comparison quotes from , and . To get rate quotes you would need to go to every website and enter your information, which is why the first method is more popular.

    For a list of links to companies insuring cars in Buckley, click here.
  • The least recommended way to compare rates is driving to and from local insurance agencies. The ability to buy insurance online has reduced the need for local agents unless you require the trained guidance of a local agent. However, consumers can get the lowest quotes online but buy from a local insurance agent and we'll touch on that later.

It's up to you which method you use, but ensure you are comparing the exact same coverage limits and deductibles for every quote you compare. If you are comparing different liability limits it's not possible to determine the best price in Buckley.

Policy discounts you shouldn't miss

Companies that sell car insurance do not list every discount in an easy-to-find place, so we break down some of the best known as well as the least known savings tricks you should be using. If they aren't giving you every credit you deserve, you're paying more than you need to.

  • Payment Discounts - If you pay your entire premium ahead of time instead of paying each month you could save 5% or more.
  • Accident Waiver - A few companies will forgive one accident before raising your premiums if your claims history is clear prior to the accident.
  • Anti-theft Discount - Cars that have factory anti-theft systems can help prevent theft and will save you 10% or more.
  • Memberships - Affiliation with certain professional organizations is a good way to get lower rates when shopping for auto insurance.
  • Seat Belts Save - Drivers who require all occupants to buckle their seat belts could cut 10% or more off the personal injury premium cost.
  • Government Employees - Being employed by or retired from a federal job can save as much as 8% with a few auto insurance companies.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. The majority will only reduce individual premiums such as liability and collision coverage. Just because it seems like it's possible to get free car insurance, you won't be that lucky.

To see a list of insurance companies offering auto insurance discounts in Buckley, click here to view.

Even more information can be found at the Washington State Office of the Insurance Commissioner website. Washington drivers can view a list of available companies, learn about insurance regulations, and read consumer alerts.