Getting the Cheapest Brandenburg Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me, you're not the only one. Online insurance companies like GEICO and Progressive constantly blast consumers with advertising and it is difficult to sift through the bull and find the best price available.

How to Compare Auto Insurance Quotes in Brandenburg, Kentucky

Most companies provide coverage price quotes directly from their websites. This process doesn't take a lot of time as you simply type in the coverages you want as detailed in the form. When the form is submitted, the system will obtain your credit score and driving record and quotes a price based on many factors. Online quotes makes it a lot easier to compare rates but having to visit multiple sites and enter the same data into a form is not the best way to spend an afternoon. But it's very important to get many rate quotes if you want to find the best price on auto insurance.

A quicker way to lower your rates uses one form to obtain quotes from multiple companies. The form is fast, reduces the work, and makes online shopping a lot less work. After sending your information, it gets priced and you are able to buy your choice of the quotes returned.

If you find a better price it's easy to complete the application and buy the new coverage. The whole process takes less than 15 minutes and you'll know if lower rates are available.

To find out if lower rates are available, click here to open in new window and submit the form. To compare your current rates, we recommend you duplicate deductibles and limits identical to your current policy. This ensures you will be getting a rate comparison for similar insurance coverage.

Are you getting all your discounts?

Properly insuring your vehicles can get expensive, buy you may qualify for discounts that can drop the cost substantially. Some trigger automatically at the time of purchase, but lesser-known reductions have to be inquired about prior to receiving the credit. If you aren't receiving every discount possible, you're paying more than you need to.

  • No Claims - Drivers with accident-free driving histories can save substantially when compared to bad drivers.
  • Memberships - Being a member of a civic or occupational organization could qualify you for a break when shopping for auto insurance.
  • Use Seat Belts - Buckling up and requiring all passengers to wear their seat belts could cut 10% or more off the personal injury premium cost.
  • Homeowners Discount - Simply owning a home may trigger a auto insurance policy discount because of the fact that having a home is proof that your finances are in order.
  • Senior Citizens - Mature drivers can possibly qualify for a discount up to 10%.
  • More Vehicles More Savings - Buying coverage for multiple cars or trucks on the same auto insurance policy can get a discount on all vehicles.

As a disclaimer on discounts, most credits do not apply to all coverage premiums. Most cut specific coverage prices like comp or med pay. Even though it may seem like you would end up receiving a 100% discount, auto insurance companies aren't that generous. Any amount of discount will reduce the cost of coverage.

To see a list of insurance companies with the best auto insurance discounts in Brandenburg, follow this link.

Additional information can be found on the website for the Kentucky Department of Insurance found here. Visitors are able to read industry bulletins, find out which companies have the most complaints, find a variety of consumer forms, and get help finding coverage.