9 Discounts Bethel Shoppers Forget when Shopping for Car Insurance

Overpriced car insurance can empty your savings account and force you to make sacrifices. Shopping your coverage around is a smart way to reduce premiums and put more money in your pocket.

Because you have many car insurance companies to choose from, it can be challenging to choose the lowest price insurance company.

It's important to compare rates on a regular basis since rates are constantly changing. If you had the best rates last year you may be paying too much now. You can find a lot of misleading information regarding car insurance online, so we're going to give you some great ways to slash your car insurance rates.

How to Lower Your Car Insurance Cost in Bethel, Maine

Shopping for lower car insurance rates is a ton of work if you don't know the most efficient way. You could spend your day talking about coverages with local insurance agents in Bethel, or you can utilize the web to get the quickest rates.

All the larger companies belong to an insurance system that allows shoppers to only type in their quote data once, and each company can give them a price. This eliminates the need for quote requests to each individual car insurance company.

To submit your quote information now, click here (opens in new window).

The one disadvantage to pricing coverage this way is you don't know exactly which companies you want to price. So if you want to choose specific providers to receive pricing from, we have assembled a list of low cost car insurance companies in Maine. View list of Maine insurance companies.

Whichever way you use, ensure you are comparing apples-to-apples deductibles and coverage limits with every price quote. If you are comparing different values for each quote it will be next to impossible to find the best deal in Bethel. Just a small difference in limits may result in a large different in cost. Just remember that getting more free quotes provides better odds of finding better pricing.

Bethel car insurance quote

Be sure to get all your discounts

Car insurance is not cheap, but there could be available discounts to help offset the cost. Some discounts apply automatically at the time you complete a quote, but some may not be applied and must be asked for prior to getting the savings.

  • Anti-theft Discount - Anti-theft and alarm systems are stolen less frequently and qualify for as much as a 10% discount.
  • Own a Home - Being a homeowner may trigger a car insurance policy discount because of the fact that having a home demonstrates responsibility.
  • Service Members Pay Less - Having a deployed family member can result in better rates.
  • Anti-lock Brake Discount - Vehicles with anti-lock braking systems prevent accidents and will save you 10% or more.
  • Discount for Life Insurance - Some companies give a break if you buy a life insurance policy as well.
  • Save with a New Car - Insuring a new car can save up to 30% since new cars are generally safer.
  • Driver's Ed - Require your teen driver to take driver's ed class in high school.
  • Air Bag Discount - Vehicles with factory air bags or automatic seat belts can receive discounts up to 30%.
  • Good Student Discount - Getting good grades can get you a discount of up to 25%. The good student discount can last up to age 25.

Keep in mind that most of the big mark downs will not be given to all coverage premiums. The majority will only reduce the cost of specific coverages such as comprehensive or collision. So even though it sounds like you can get free auto insurance, it just doesn't work that way. But any discount will help reduce the amount you have to pay.

For a list of providers with the best car insurance discounts in Maine, follow this link.

More information can be read on the website for the Maine Bureau of Insurance through this link. Visitors are able to read consumer alerts, get help finding coverage, view a list of available companies, and find out industry alerts.

Other useful links include BankRate.com's Car Insurance: When not to Skimp and this Bethel agent directory.

Affordable insurance is out there

As you prepare to switch companies, do not reduce needed coverages to save money. Too many times, drivers have reduced collision coverage and discovered at claim time that the small savings ended up costing them much more. The aim is to buy the best coverage you can find at an affordable rate, not the least amount of coverage.

Affordable car insurance is possible both online and also from your neighborhood Bethel agents, and you should be comparing both to have the best rate selection. There are still a few companies who may not provide online quoting and many times these small insurance companies only sell through independent insurance agents.