Proven Ways to Save on Bellevue Car Insurance
Tired of robbing Peter to pay Paul each month for car insurance? You are no different than many other drivers in Idaho. Multiple compete for your business, so it's not easy to compare every and get the definite lowest price
It's important to do rate comparisons before your policy renews due to the fact that insurance rates are constantly changing. Just because you found the lowest rates last year there may be better deals available now. So forget all the misinformation about car insurance because I'm going to teach you the tricks you need to know to remove unneeded coverages and save money.
Don't pay full price with these discounts
Car insurance is not cheap, but you may find discounts that you may not know about. Some trigger automatically when you get a quote, but lesser-known reductions have to be asked for before you will receive the discount. If they aren't giving you every credit available, you're just leaving money on the table.
- Multi-policy Discount - When you have multiple policies with the same insurance company you will save up to 20% off your total premium.
- Accident Free - Claim-free drivers can save substantially compared to frequent claim filers.
- E-sign - Certain companies may give you up to $50 for buying your policy on their website.
- Multiple Vehicles - Having multiple vehicles on one policy could earn a price break for each car.
- Resident Student - Children who attend school more than 100 miles from home and do not have access to a covered vehicle may be able to be covered for less.
- Anti-lock Brake Discount - Vehicles with anti-lock braking systems can reduce accidents and qualify for as much as a 10% discount.
As a disclaimer on discounts, most credits do not apply to the entire cost. Most cut the cost of specific coverages such as comprehensive or collision. So even though they make it sound like you can get free auto insurance, car insurance companies aren't that generous. Any amount of discount will cut your premiums.
For a list of providers who offer car insurance discounts in Bellevue, follow this link.
How to Compare Bellevue Car Insurance Rates
There are multiple methods you can shop for car insurance and some are less labor-intensive and much quicker. You can waste hours talking to insurance companies in Bellevue, or you can utilize the web to accomplish the same thing much quicker.
Most car insurance companies take part in a program that enables customers to complete one form, and each participating company can give them a price. This eliminates the need for form submissions to each individual car insurance company.
To submit your quote information now, click here (opens in new window).
The only drawback to doing it this way is you cannot specify the companies you want to price. So if you prefer to pick specific providers to compare rates, we put together a list of low cost car insurance companies in Idaho. Click to view list.
Which method you use is up to you, but ensure you're using the exact same quote information for each price quote. If you compare mixed coverages it will be next to impossible to truly determine the lowest rate in Bellevue.
A tidy conclusion
When trying to cut insurance costs, never sacrifice coverage to reduce premiums. Too many times, an accident victim reduced uninsured motorist or liability limits only to regret that it was a big mistake. The aim is to purchase plenty of coverage at an affordable rate, not the least amount of coverage.
Cheap car insurance can be sourced both online and with local Bellevue insurance agents, so you should compare both to have the best chance of lowering rates. A few companies do not offer online quoting and many times these regional insurance providers only sell through independent insurance agents.
