Tightwads Guide to Saving on Belfast Car Insurance

Paying for high-priced car insurance can dwindle your checking account and put the squeeze on your family's finances. Comparison shopping is a smart way to make sure you're not throwing money away.

With consumers having so many car insurance companies to choose from, it is hard for the average consumer to pick the most cost effective car insurance company.

It's important to do rate comparisons quite often because rates are constantly changing. Just because you found the lowest price on your last policy other companies may now be cheaper. Forget all the misinformation about car insurance because you're about to learn the quickest way to find better coverage at a better price.

How to Buy Belfast Car Insurance Online

Performing a rate comparison can take hours if you aren't aware of the easiest way. You could waste time discussing policy coverages with local insurance agents in Belfast, or you can utilize online quoting for quick rates.

Many companies take part in a program that allows shoppers to only type in their quote data once, and every company then gives them pricing based on the submitted data. This eliminates the need for quotation requests to each individual car insurance company.

To submit your quote information now, click to open in new window.

One minor caviat to using this type of form is you don't know exactly which carriers you want pricing from. So if you want to choose specific providers to receive pricing from, we put together a list of low cost car insurance companies in Maine. Click here to view list.

Which method you use is up to you, but make darn sure you compare apples-to-apples quote information with each company. If each company quotes mixed coverages it will be impossible to make an equal comparison in Belfast. Just a small difference in coverages can mean a large discrepancy in price. And when comparison shopping, more quotes gives you a better chance of getting a better price.

How do I know if I need professional advice?

When choosing the best car insurance coverage for your personal vehicles, there really is no best way to insure your cars. Everyone's needs are different and a cookie cutter policy won't apply. For example, these questions may help you determine whether or not you may require specific advice.

  • Does medical payments coverage apply to all occupants?
  • Am I covered by my employer's commercial auto policy when driving my personal car for business?
  • When do I need to add a new car to my policy?
  • Does my car insurance cover rental cars?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • Should I rate my vehicle as pleasure use or commute?
  • Can I afford to buy a different vehicle if my vehicle is totaled?
  • Do I pay less if my vehicle is kept in my garage?

If you don't know the answers to these questions but one or more may apply to you then you might want to talk to an agent. If you want to speak to an agent in your area, fill out this quick form or you can go here for a list of companies in your area.

Affordable insurance is out there

Cheaper car insurance can be sourced from both online companies and with local Belfast insurance agents, and you should be comparing both to have the best chance of lowering rates. There are still a few companies who do not offer the ability to get a quote online and most of the time these small, regional companies sell through independent agents.

When you buy insurance online, don't be tempted to skimp on critical coverages to save a buck or two. In many cases, drivers have reduced liability coverage limits only to discover later that the few dollars in savings costed them thousands. Your aim should be to get the best coverage possible at an affordable rate.

We just showed you a lot of information how to shop for car insurance online. It's most important to understand that the more rate comparisons you have, the more likely it is that you will get a better rate. You may be surprised to find that the biggest savings come from an unexpected company. They may cover specific market segments cheaper compared to the large companies like .