Getting Cheap Aurora Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me, there are many Aurora consumers feeling the pinch from expensive auto insurance. Drivers have multiple to pick from, and even though it's nice to have a selection, it can be more challenging to compare rates.

auto insurance in Aurora

Comprehensive Aurora Auto Insurance Comparison

Most companies like 21st Century, Allstate and State Farm provide coverage prices directly from their websites. This process is pretty painless as you just enter the coverages you want as detailed in the form. When the form is submitted, the system will obtain credit information and your driving record and quotes a price. This helps simplify price comparisons, but having to visit many different websites and enter the same data into a form gets old quite quickly. But it's very important to do this if you want to find better auto insurance pricing.

Quote rates the easy way

A quicker way to lower your rates uses one form that gets prices from a lot of companies. The form is fast, eliminates form submissions, and makes online price comparison a lot less work. After sending your information, it gets priced and you can choose any one of the quotes returned. If the quotes result in lower rates, it's easy to complete the application and buy the new coverage. The whole process can be completed in a matter of minutes and you will find out if you're overpaying now.

To find out what other companies charge, click here to open in new window and input your coverage information. If you have your current policy handy, we recommend you duplicate the coverage information as close as possible to your current policy. This ensures you're receiving rate quotes for similar insurance coverage.

These discounts can lower your rates

Companies that sell car insurance do not list all available discounts very clearly, so the following is a list of both the well known and the more hidden ways to save on auto insurance. If you're not getting every credit possible, you're paying more than you need to.

  • Fewer Miles Equal More Savings - Driving fewer miles could qualify for better rates on cars that stay parked.
  • Multi-car Discount - Buying coverage for more than one vehicle on the same auto insurance policy could earn a price break for each car.
  • Braking Control Discount - Anti-lock brake equipped vehicles are safer to drive and therefore earn up to a 10% discount.
  • Auto/Life Discount - Companies who offer life insurance give a discount if you purchase life insurance from them.
  • Paperless Signup - Some insurance companies may give you up to $50 for buying your policy over the internet.
  • Student in College - Any of your kids living away from home attending college and do not have a car can be insured at a reduced rate.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. Most cut the cost of specific coverages such as liability and collision coverage. Even though it may seem like you would end up receiving a 100% discount, you won't be that lucky.

To see a list of insurers offering auto insurance discounts in Indiana, click this link.

Even more information can be read at the Indiana Department of Insurance website. Visitors are able to find disaster information, report car insurance fraud, find out industry alerts, and file complaints about an insurance agent or broker.

Additional helpful sites include this resource for Indiana auto insurance prices and this page of Aurora insurance agents.