Top Ways to Save on Aberdeen Auto Insurance

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Believe me, you are not the only one feeling buyer's remorse. Drivers have multiple to pick from, and although it's a good thing to have a choice, it can be more challenging to compare rates.

It's important to compare prices at least once a year since insurance rates are constantly changing. If you had the best deal a year ago there may be better deals available now. So block out anything you think you know about auto insurance because it's time to teach you the proper way to find lower rates on auto insurance.

Finding affordable coverage in Aberdeen is easy if you know what you're doing. If you are insured now or need a new policy, you can use these techniques to find better prices while maximizing coverage. Maryland vehicle owners just need to know the tricks to compare company rates online.

Aberdeen auto insurance comparison

Be sure to get all your discounts

Companies don't always advertise all their discounts very clearly, so here is a list some of the best known as well as the least known auto insurance savings. If you're not getting every credit possible, you're just leaving money on the table.

  • Senior Discount - Older drivers can possibly qualify for better auto insurance rates.
  • Service Members Pay Less - Having a deployed family member can result in better rates.
  • Federal Government Employee - Simply working for the federal government can save as much as 8% with select insurance companies.
  • New Vehicle Savings - Adding a new car to your policy can save up to 30% since new cars are generally safer.
  • No Accidents - Drivers with accident-free driving histories can earn big discounts as compared to frequent claim filers.
  • No Charge for an Accident - Certain companies will forgive one accident without raising rates as long as you don't have any claims prior to the accident.
  • Discount for Life Insurance - Select insurance companies reward you with a discount if you purchase a life insurance policy as well.
  • Anti-lock Brake Discount - Vehicles with anti-lock braking systems prevent accidents and will save you 10% or more.
  • Pay Upfront and Save - If you pay your bill all at once rather than paying monthly you may reduce your total bill.

Consumers should know that most of the big mark downs will not be given the the whole policy. Some only reduce individual premiums such as liability, collision or medical payments. So even though they make it sound like you can get free auto insurance, companies don't profit that way.

For a list of companies with the best auto insurance discounts in Maryland, follow this link.

How to Compare Aberdeen Auto Insurance Costs

Shopping for lower auto insurance rates is a ton of work if you don't know the most efficient way to do it. You can waste hours driving to local insurance agents in Aberdeen, or you could save time and use the internet to get prices fast.

Most car insurance companies enroll in a system that allows shoppers to submit one quote, and each company then gives them pricing based on that data. This eliminates the need for repetitive form submissions to each individual auto insurance company.

To submit your quote information now, click here (opens in new window).

The only downside to comparing rates this way is you don't know exactly the companies to receive prices from. So if you want to select specific providers to receive pricing from, we have a page of auto insurance companies in Maryland. View list of Maryland insurance companies.

Whichever way you use, compare identical coverages on every quote you get. If you have different limits and deductibles on each one it's impossible to determine which rate is truly the best in Aberdeen.

And the best car insurance company is...

While you're price shopping online, make sure you don't sacrifice coverage to reduce premiums. There are many occasions where an insured dropped liability limits or collision coverage only to find out they didn't purchase enough coverage. Your aim should be to find the BEST coverage at a price you can afford.

Discount auto insurance is definitely available on the web and also from your neighborhood Aberdeen agents, and you should be comparing both to have the best rate selection. Some companies may not provide online quoting and most of the time these smaller companies sell through independent agents.