State Farm vs Safeco - Which Car Insurance is Best Where You Live?

Before insuring your cars with either State Farm or Safeco, it's important to see what other consumers think of each company. Without having first-hand knowledge of how an insurance company treats their customers, it's important to rely on independent reviews of each company to get an idea of how companies treat their clients.

Quickly compare rates from top auto insurance companies like State Farm and Safeco to find the cheapest rate!

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State Farm and Safeco Compared

  State Farm Ratings Safeco Ratings
Policy Offerings State Farm Policy Offerings Safeco Policy Offerings
Pricing State Farm Pricing Safeco Pricing
Billing and Payment State Farm Billing Safeco Billing
Contacting the Insurer State Farm Support Safeco Support
Overall Satisfaction State Farm Satisfaction Safeco Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

State Farm scored higher Safeco on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. Having better policy offerings can mean less cost for more coverage.

State Farm and Safeco Price Comparison

State Farm was rated about the same as Safeco on insurance prices. That doesn't mean that State Farm will always have identical prices on car insurance than Safeco, however. Comparing State Farm and Safeco car insurance rates is essential to finding out which has the lower price for you.

State Farm vs Safeco - Which Car Insurance is Best Where You Live?

Drivers with clean driving records pay lower auto insurance rates, and State Farm and Safeco may reward these drivers with their lowest rates. To find the lowest rate in your area, do a car insurance comparison quote now.

For satisfaction of billing and payment options, State Farm was rated the same as Safeco. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. When it came to being able to contact the insurance company, State Farm was ranked higher than Safeco.

Summing it Up

Does a higher overall rating really mean a company is better? According to the ratings results shown above, State Farm received a higher overall satisfaction rating as compared to Safeco, but deciding on a car insurance company should be based on more than consumer ratings.

Keys to Finding the Best Car Insurance

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Make sure you compare apples-to-apples coverages
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Not filing small claims can earn you a claim-free discount on your car insurance